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Get expert defined benefit pension advice, so you can make decisions with total confidence

1 min read
Last updated Jul 8, 2026

Get matched with an FCA-regulated defined benefit pension specialist and book a free, no-obligation consultation before you make any transfer or retirement decision.


THE BASICS

What is a defined benefit pension?

A defined benefit (DB) pension, sometimes called a final salary or career average scheme, pays a guaranteed income for life in retirement. The amount is based on your salary and years of service, not on investment performance.

As that guarantee is valuable, moving or transferring a DB pension is one of the biggest financial decisions you'll ever make, and one that is rarely reversible.

By law, you must take regulated advice to transfer a DB pension worth over £30,000

A specialist weighs your guaranteed income against transfer value and flexibility

Advice helps you avoid costly, irreversible mistakes with your retirement


SIMPLE PROCESS

Get advice in three steps

From the first question to free consultation, we make finding the right DB pension specialist straightforward.

1. Answer a few questions

Tell us about your defined benefit pension and what you're weighing up, in just a couple of minutes.

2. Get matched with a specialist

We match you with an FCA-regulated DB pension specialist from our network, chosen for your situation.

3. Free consultation

Talk through your options with your adviser at no cost. You only proceed if it's right for you.


WHY UNBIASED

Advice you can genuinely trust

We connect UK savers with the right regulated experts, with no pressure and no strings attached.

FCA-regulated specialists

Every adviser we match you with is authorised and regulated to give defined benefit pension advice.

No obligation

Your first consultation is free. There's no pressure to transfer, switch, or commit to anything.

Largest UK network

Largest UK access thousands of vetted advisers across the UK, so you're matched with the right fit.

Confidential

Your details stay private and secure. We only share them to arrange your consultation.


TRUSTED BY SAVERS

What people say

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"Unbiased was easy to use. I got a quick response to my query and the person recommended was exactly right for what I needed. I'd recommend this service to anyone."

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"I was pleasantly surprised at the quick turnaround time and the highly professional (and affordable) partner they connected me with."

Graham
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"Answered my call within seconds. Professional, experienced and genuinely caring."


Defined benefit pension FAQs


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  • First consultation is free

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