Abacus Advice Ltd

Restricted - Whole of Market  Abacus Advice Ltd, Kent, TN1 1UE
First meeting at adviser's own cost
Quality advice since 1989. Our reputation rests on how well we deliver for you, so that is our number one concern
We can advise you on
Pension consolidation
Pension drawdown
Pensions & divorce
Pensions & retirement planning
Pensions review
Wealth management
Ethical investments
ISA / Unit Trusts / OEICs
Investing for income
Investment trusts
Offshore investments
Socially responsible investments
Unit trusts
Critical illness
Life insurance
Corporate pension
Group Pension/Stakeholder
Group Protection/Life Insurance
Group critical illness
Group life insurance
Group private medical insurance
Response rating
FCA authorised
Last authorised 8th August 2022
Meet our advisers
MR Michael Hardy

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

What our clients say
Mike Hardy and I got to know each other through my work as a solicitor and over the years, I’ve come to respect his dedication and professionalism. To say that his advice has been life-changing is no exaggeration. As a result of his in-depth knowledge of the complexities of current pension arrangements, I’ve been able to switch from full-time to part-time practice ahead of the state retirement age. I now have the time to pursue my many other ambitions. I can genuinely recommend Mike’s clear, considered guidance, without reservation.
Ray - Solicitor, Tunbridge Wells
I contacted Mike over a year ago when I was looking to maximise my returns from my pension investment (previously with Standard Life). Mike offered me advice, initially by email and phone, then suggested that we meet up so that he would take me through what Abacus Advice could offer me. That advice was given in a friendly, professional and straightforward way which allowed me to understand my options. It was clear that Mike was an expert in his field; he assessed my attitude to risk and developed a portfolio that suited my individual situation and retirement plans. Mike didn't charge for the consultation and made his fees clear so that I entered into the agreement with a clear understanding of future costs. I was assured that it's in both our interests to maximise my returns. Mike keeps in regular touch with me and continues to make sure that my portfolio is reviewed and adjusted as my needs change. I am very happy with the service that Mike and Abacus Advice provide and I would recommend that you give him a call if you are looking for similar financial advice.
Bill, London
Mike arranged my mortgage for me and was outstanding. Even though this was quite some time ago I've always remembered him and the top level of service has always stayed with me. He gave me so much in depth advice and was a pleasure on a personal level to deal with. I Would highly recommend his service to anyone.
Alis, Tunbridge Wells
I have worked with Mike Hardy and Abacus Advice over the past two years and have found Mike to be very efficient, extremely helpful and highly recommended.
Natalie, Bromley
Mike is an expert in the financial markets. He keeps me constantly informed of any trends, market fluctuations or investment opportunities. He's consistent and highly professional. I would recommend anyone to work with Mike if you're looking for a straight and honest reflection of the market situation and where best to invest your savings, funds or pensions.
Steve, Wrotham
Mike is very perceptive and knowledgeable in his field who has guided me and others whom I've recommended in achieving personal and business financial objectives. With constant monitoring of new and existing products available, Mike has proven he's commitment in maintaining our solid relationship.
Rob, Ightham
Mike is an expert in his field. Knowledgeable, trustworthy and of extremely good character. He has always given me valuable and unbiased advise. I would not hesitate to recommend him.
Julie, Croydon
Mike was recommended to me by a friend and I have never looked back. Mike has provided me with excellent advice and services on many occasions over a long period of time and I have no hesitation in recommending him.
Wendy, Bromley
Mike was a pleasure to work with. He is very solution driven when working for his clients and tries to find them a product that suits their needs. I would have no hesitation in recommending his services.
Susan - Solicitor, Canterbury
An unusually professional financial advisor always willing to listen and to assist with not only what his clients want but what the solicitors need and in the shortest possible time.
Pauline - Solicitor, Maidstone
Mike has arranged mortgages for me on three occassions. He is efficient, friendly and gets the job done. I look forward to working with Mike again in the future.
Alan, Surrey
Mike was recommended to me several years ago and I've never regretted it. He gave me very sound advice and I have recommended him to friends. On several occasions, I've called him to get information or help and he always responds promptly and with indepth knowledge. Absolutely no reservations about recommending him.
Rena, London
Mike is a professional, trustworthy credible financial/pensions advisor with a friendly affable personality. First class individual
Steve, Beckenham
Mike has a great knowledge and understanding of his work in the financial market and can put this into terms that those of us who are not within this area can understand. Listens to what his clients would like and advices according. Excellent at his job and easy to work with. No pushy sales just good straight forward advice which can be hard to find in this market!
Tracey, New Romney
Not only did Mike resolve all my pension issues, but also came to our rescue when we hit a big snag trying to obtain a mortgage on a listed cottage. Mike went the extra mile and found a suitable mortgage for us - and saved the deal!
Ben, London
About us

Thanks to 25 years of hands-on experience we are experts in the crucial areas of pension advice, retirement planning and investment strategies. Most importantly, we provide unbiased advice structured to your individual needs, with all fees agreed with you in advance.

Abacus Advice Limited was founded in 1989 and is authorised by the Financial Conduct Authority. We provide financial advice to people across the UK, though our main focus is Sevenoaks, Tonbridge, Tunbridge Wells, London and the South East.

Our services

. We provide a wide range of services to individuals, businesses and trustees, exploring what our clients want to achieve before offering solutions. Our work begins with a discovery meeting, a risk-free and cost-free consultation to explore the potential benefits of advice. We then move on to gather data, plan your strategy and find the best approach to put you in control of your future. You can leave all the paperwork to us as we work with you to grow and protect your wealth.

Where to find us
Head office address: Abacus Advice Ltd, 2 Mount Sion, Suite 40, 85 High Street, Kent, TN1 1UE
Service coverage
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
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    Face to face
Response rating
FCA authorised
Last authorised 8th August 2022

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