Acumen Associate Financial Services Ltd

Independent Financial Adviser Acumen House, Ynysddu, Pontyclun, Mid Glamorgan, CF72 9UA
First meeting at adviser's own cost
Response rating
FCA verified
9th July 2018
We offer clear, no-jargon Independent financial planning advice 36 years – Experience of providing award winning financial advice.
We can advise you on
    • Bad credit
    • Buy to let
    • Commercial for individuals
    • Equity release
    • First time buyers
    • Flexible
    • High loan to value
    • Home reversion
    • Remortgage
    • Residential
    • Right to buy
    • Self build
    • Self employed
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Accident & sickness
    • Buildings and contents
    • Critical illness
    • Healthcare
    • Home and leisure
    • Income protection insurance
    • Large business
    • Life insurance
    • Payment protection insurance
    • Small business
    • Commercial mortgages
    • Corporate pension
    • Employee benefits
    • Group critical illness
    • Group income protection
    • Group ISA
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Group risk
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • Regular savings
    • Savings for children
    • School fees planning
    • Wealth management
    • Long term care
Meet our advisers
Gregory Spiller
Practice Principal
Certified Financial Planner
What our clients say
Working with Greg Spiller of Acumen was a pleasure. He was able to help us quickly through the ER process and achieve our goals in a friendly and common sense manner. Would certainly have no hesitation in recommending the service to others.
Alan & Joan Hurley, Landelio, Carmarthenshire
Our family has been delighted to receive high quality financial advice and support from Greg Spiller over a number of years. He offered sound and sympathetic advice to my mother at a difficult time which so impressed us that we subsequently transferred our own financial affairs into his capable hands and recommended that our children did the same. In my particular case, he has supported me through the start up of my new business; a process that I was finding confusing and overwhelming. He worked tirelessly to ensure that I was provided with the best possible information to make decisions. We are all grateful to him for his professionalism, efficiency, and patience. He carefully considers each client’s circumstances before offering personalised advice and recommendations. We are pleased to recommend him unreservedly.
Richard & Amanda King (Education Consulants and Teachers), Harrow Middlesex
As Chief Executive of Ec02 our company has recently benefited from the professional straight talking independent financial advice provided by Gregory Vesey Spiller (Director) of Acumen Associate Financial Services through a review of our company employee benefits that we provide. As a company we were pleasantly surprised that an ongoing cost reduction of 30% was able to be achieved relating to our Group Pension Scheme. Moreover a substantial upgrade to our Group Life Cover Scheme by way of increasing Free Life cover levels by 84% relating to all staff. The huge improvements would not have been achieved without accepting the free review from Greg Spiller and his team. Our experiences have been extremely positive on this basis and are therefore happy to endorse the free review service provided by Greg. His extensive level of personal experience in providing financial advice both at company level and personal in our opinion makes the service beneficial to all.
David Williams, Chief Executive ECO2, Cardiff
We initially approached Greg about re-mortgaging to pay for a house extension. His open and sensible approach made him the obvious choice when it came to investing a family inheritance. He is thoughtful, approachable, and has a knack of explaining financial complexities in clear terms that can be easily grasped. We have always felt Greg has taken time and trouble when examining what would best serve our needs, and trust him unreservedly. We can highly recommend him for his personal, honest and impartial advice, and he will definitely look after any future financial requests we may have.
Lyn and Trudi Arnold (Retired Professionals), Penarth Vale of Glamorgan
Just a few lines to thank you for your professional help over the last eight years. It has always been a pleasure to deal with your company and many of my clients have reported back to me that your services have been of great value to them in arranging mortgages for properties both here in the UK and also in Spain. We have found your approachable and common sense manner to the most seemingly complicated issues to be reassuring and confidence building, in an area where many people are left confused by the vast array of financial products available. We look forward to a long and enduring working relationship with you and are confident that you will always endeavour to source the best product for me personally. I am always confident to recommend your services to many of my clients.
John Anthony, M.D 'Apia' Spanish property sales, Caerphilly UK & Spain
We have known Greg Spiller for more than 20 years, within that time he has become not just a financial advisor of the highest quality but also a good friend. Greg is the only person we trust with our money. Nothing has ever been too much trouble for him, he always goes the extra mile. Greg always acts with the utmost integrity and sincerity. We cannot thank him enough for the financial portfolio that he achieved on behalf of our son Matthew, Greg really is one in a million.
Cheryl & Phillip Prewett (Retired Professionals) & (Acting Trustees), Penarth Vale Of Glamorgan
I have always found Greg Spiller's advice and support invaluable. A few years ago in the months leading up to my retirement from my post as Professor of Paediatrics at the University of Wales College of Medicine in Cardiff Greg's advice on my pension options proved first rate. He has since helped manage our financial portfolio,especially that which concerns investments, with wisdom and a sensitivity that reflects a very thorough understanding of the economic market place. We very much appreciate Greg's integrity and it is always a pleasure to be in his company.
David Davies (Retired) Professor of Paediatrics at the University of Wales College of Medicine, Cardiff
I have known Greg Spiller of Acumen Associate Financial Services for the past seven years. After many dealings with financial "planners" I have finally found one I can genuinely trust. Greg is very personable and a mine of information on all matters relating to personal finances. He is always available on the telephone and can sum up range of options in an easily understandable way, whether they relate to mortgages, investments, pensions , private health care etc. He will leave no stone unturned and both myself and my family are grateful to him for providing a first class service over many years. I would recommend Greg to other people without hesitation , Greg is the route to finally getting your house in order.
Carolyn Meade (Head Teacher Carfartha High School), Merthyr Tydfil
I recently contacted Greg to enquire about life assurance schemes for my husband and myself. Greg visited us at home at a time convenient to ourselves to talk us through the alternatives and then provided us with a number of different quotes for the various options we required, in a timely manner. Throughout the meeting Greg was really helpful and offered us a range of advice for this and other financial service packages and also recommended which would be unsuitable and therefore a waste of money for us, which we very much appreciated. He didn’t push or try to hurry our decision process along and when we found the package that was right for us, he was helpful and explained all of the implications. As a result of this service we have approached Greg to offer us quotes for additional financial services and are very confident in our decision to use Greg’s services and in the level of trust we have in him, to act in our best interests.
Zoe Binning (Wedding Planner), Miskin Pontyclun
I have known Greg Spiller, Director of Acumen since 1998. I trust Greg to handle my own financial affairs. My firm regularly recommends clients to Greg Spiller as we have confidence in his abililty to assist clients. He is very approachable, and clients are happy with the service that he provides.
Michael Downey & Aidan Jones, Partners JCP Solicitors (Previously) Glamorgan Law and Charles, Crookes & Jones., Caerphilly
I would like to express my sincere gratitude and appreciation to Greg Spiller of Acumen Financial Services. From the second I instructed Greg he was professional, courteous and sympathetic to my situation, using his many years experience and expanded network, Greg was able to source a market leading rate with a unique borrowing criteria. From conception to completion Greg has been nothing short of brilliant. His communication skills, knowledge of the market regular updates and explanations are a credit to him the service he provides. Greg did not stop there, Greg then went on to recommend and put me directly in touch with a solicitor who he assured me would efficiently complete and protect my purchase. Both myself and my partner are extremely grateful to Greg for his hard work and efforts to secure the mortgage for our dream home. I would highly recommend Greg to my Family, friends and customers.
John Enticott (Managing Director) Collect My , Mid Glamorgan
I would like to thank you for the very efficient way that you have guided us through the "minefield" of Equity Release. You have handled it in a very efficient manner, and have speeded up what was a very lengthy and slow process. I would certainly appreciate your help if we need to call on your services in the future.
Ray Howard, Estate Trustee, East Sussex
I have known Greg Spiller of Acumen Associate Financial Services for about 8 years during this time I have always found him to be approachable and friendly while maintaining a professional approach. He was recommended to me to help me sort out my pension with a big pension agency he managed to sort out with one letter something I had been trying to do for 5 years so I was very impressed. He has always been happy to explain everything to me in language I understand which I found a welcome change from others I have had financial advice from in the past. He is always contactable and returns calls and queries immediately (often on a Sunday) and I like the fact that you get straight through to him and not a call centre. He has helped us to manage our finances and make the best use of our money I definitely wouldn't make any decision without consulting him I trust him completely and I know that everything we discuss is totally confidential.
Marianne Cowpe, Principal Lecturer Field Leader Policy Leadership and Clinical Governance, Vale of Glamorgan
I have known Greg Spiller of Acumen Financial Services for more than ten years. In that time he has been personally responsible for looking after a broad range of services for me, my husband more recently my sons. His diligence in being up to date with the latest market products is impressive and his own personal continuous improvement in keeping his qualifications to the highest level enable him to provide his customers with best advice and service.  For us as a family Greg and his staff have advised us on a wide range of areas as listed below: Initially securing a number of Mortgages - domestic and buy-to-let - always providing the most current whole of market competitive rates with plenty of choice offered to suit our financial needs. Purchase of an Investment Bond to utilise a pension cash sum when I left work, this bond offer was only open for a short period of time, however due to his excellent product awareness Greg secured this for me. This has proved far better than attempting to buy an annuity with a relatively small sum.  Restructured and significantly improved not only my husband’s Personal Pension Scheme but more importantly his Company's Pension Scheme, which was under performing with above average charges to the disadvantage of the employees prior to Greg’s intervention. Advised and arranged an Actively Managed whole of market Investment Portfolio more recently with one of the best Discretionary Fund Management companies based in the UK. Our Portfolio Investment has been arranged by Greg at a lower cost structure than that could be obtained through dealing direct with the Investment Company. Once again this has been good advice and I am delighted with the professionalism of the investment company, their thorough communications and most importantly the performance of portfolio. Researching and arranging Protection Plans for Life Insurance, Critical Illness, and Home Insurance from the whole of market ensuring we obtain the most appropriate and cost effective protection plans available. Family guidance over the last two years for both my sons in preparing to raise their first mortgages, Greg has personally seen them both through the process with advice and administration support making it clear and straightforward.  On a communication level, Greg responds rapidly to requests to phone him and responds to emails normally within a few hours. He will attend meetings at your home and is often available on a Saturday morning. In short, nothing is too much trouble. Greg and his associates deliver a friendly service backed up by exceptional knowledge and care. I can also confirm from my experience that should Greg be out of the office when you call, help and support is always at hand from his knowledgeable associates until his return. As a family we have also recommended Greg to our friends and they have been more than pleased.
Linsy Williams Retired (Vice President of Human Resources Gyrus Medical), Newport, Monmouthshire
We have used the services of Greg Spiller Independent Financial Adviser Principal of Acumen Associate Financial Services for holistic financial planning advice, the advice service that he provides to us relates to Pensions and Investments. The services he has provided to date involve a detailed review of our existing plans and our attitude to risk to check if they are still appropriate for our needs, combined with an analysis of what our needs and personal objectives are. Greg then recommended the most appropriate Pension and Investment products from the whole of the market, being an Independent Financial Adviser allows him to do this as he is not a restricted advice based financial adviser as most of them are these days. As an IFA this enables Greg to select the best financial product solution available for us to achieve our personal objectives. Being recently retired we wanted to feel confident that our financial portfolio was being managed as efficiently and professionally as possible. A friend recommended Greg and I am extremely pleased that I acted on that recommendation. Greg in my opinion has provided the highest quality professional advice and personal service, he always makes himself available to speak to us and what is very important to us is he provides advice in language we can understand without jargon. Greg is patient with friendly manner, we believe he goes the ‘extra mile’ and the same applies to his office staff who we have had occasion to deal with if he is in client meeting. In addition we like the fact that when you call the Greg Spiller Acumen office he has a person answering the phone not a computer, being able to speak with person not a machine matters to us going forward in this progressively computerised world we live in.
Brian & Kaye Fletcher, Retired professionals, Newport, Monmouthshire
I have known Greg Spiller for a number of years after consulting him on financial advice for my mother. He impressed me with his friendly manner, patient approach and professional attitude. Our paths have crossed since; he gave a most helpful talk on financial considerations at a retirement seminar that I attended. Since retiring, I have consulted Greg for investment advice and once again have been impressed by his diligence and attention to detail. I am pleased to recommend Greg wholeheartedly as an exemplary professional Independent Financial Adviser. I look forward to our next meeting, whenever it may be.
Chris Lewis, Bath
I was fortunate enough to be recommended to Greg Spiller when I found myself in a very difficult situation. Upon retiring, my husband of 40 years unexpectedly left me, and I was faced with the possibility of losing my house. To enable me to stay in it, I had to look at taking equity from the family home. I knew nothing about this, but fortunately, Greg did. He completely took the worry away from me when I was feeling very vulnerable. We had a few telephone conversations to establish what I needed and he talked me through the procedure. He then came to visit me, with a schedule prepared, and went over this carefully and answered any questions. He has always been very prompt at returning my calls and e-mails if I was worried or didn’t understand something. I would certainly recommend him to anyone who finds themselves in a similar situation, or in any other situation that involves releasing equity from their home, as not only is he very knowledgeable, but also very patient and understanding.
Denise MacRae, Oxford
Greg Spiller was recommended to us and as a family we have engaged his services for Independent Financial Planning Advice. Important to us is that Greg has an affiliation with Shropshire because he has a son living locally which means Greg spends a lot of time in the area. The services Greg has provided us to date involve Advice on Pensions and Investments which has included a detailed review of our existing plans and our attitude to risk. This part of the service was vital to ensure that our existing plans met with our needs and requirements. In our opinion Greg has provided the highest quality professional advice and personal service. He always makes himself available to speak to us and what is very important to us is he provides financial advice in language we can understand without jargon. On a communication level, Greg and his office staff respond rapidly to our requests by phone and email normally within a few hours, Greg will attend meetings at your home and is often available on a Saturday morning. In short Greg is the best Financial Adviser I have had dealings with, nothing is too much trouble for him he provides a friendly service backed up by his exceptional 35 years of Financial Planning knowledge.
Carol Roberts, Shrewsbury
Where to find us
About us

Acumen Associate Financial Services has a quality team of staff with many years of experience in the financial services industry. We offer advice on a variety of products including Mortgages, Insurance, Pensions, Investments, Inheritance Tax Mitigation and a Trust Review Service.

We offer a personal Financial Review Service with the first meeting being FREE of charge. Any additional work is on an adviser charge or fee basis and will be agreed at the first meeting.
Acumen Associates Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
Under reference FCA Number 774649.

Our services

Acumen Associate Financial Services is a progressive and successful independent financial adviser firm with the objective of providing financial advice in this ever more competitive and regulated world with an adviser who shares your vision, principles and values.

Therefore you will find that we are committed to providing impartial, informed and unbiased advice in the most professional way with total confidentiality.

We have the experience of working with individuals, as well as small to medium size businesses.

Our aim is help you achieve your individual and or corporate financial objectives.

Advice methods
  • phoneButton
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

We are happy to help by simplifying the complicated areas of financial planning, enabling you to make an informed decision.

For our full Terms Of Business please visit our website

How We Are Paid:
This information relates to Independent Financial Planning Advice Services, the cost of which is dependent on which Advice Service you select. An abbreviated summary of our Service options are listed on our website.

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