Black Dog Financial Services Ltd

Independent Financial Adviser  35 Moray Street, Elgin, Moray, IV30 1JH
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FCA authorised
Last authorised 26th October 2020
The need to understand your options has never been greater.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
Meet our advisers
Richard Penny Dip PFS
Independent Financial Adviser
Angus John Hogg Dip PFS
Independent Financial Adviser
George Chappell Dip PFS
Independent Financial Adviser
About us

Black Dog Financial Services Ltd was formed in 2004 by 3 advisers with over 70 years experience between them. We offer honest, straight forward advice, jargon free. We will lead you through the confusion with a helpful, advice based approach. A trustworthy and confidential local service, offering free parking. All costs will be discussed at the first meeting which is free of charge.

Our services

We believe our personal and local service can be matched but never exceeded

Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
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    Face to face

35 Moray Street, Elgin, Moray, IV30 1JH

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