FCA verified
13th November 2017

Black Dog Financial Services Ltd

Independent Financial Adviser 35 Moray Street, Elgin, Moray, IV30 1JH
The need to understand your options has never been greater.
We can advise you on
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Traded endowment policies
    • Unit trusts
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Group critical illness
    • Group income protection
    • Group ISA
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Annuity purchase
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Stakeholder
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Wealth management
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
Meet our advisers
adviser-person
George Chappell Dip PFS
Independent Financial Adviser
adviser-person
Angus John Hogg Dip PFS
Independent Financial Adviser
adviser-person
Richard Penny Dip PFS
Independent Financial Adviser
Where to find us
About us

Black Dog Financial Services Ltd was formed in 2004 by 3 advisers with over 70 years experience between them. We offer honest, straight forward advice, jargon free. We will lead you through the confusion with a helpful, advice based approach. A trustworthy and confidential local service, offering free parking. All costs will be discussed at the first meeting which is free of charge.

Our services

We believe our personal and local service can be matched but never exceeded

Advice methods
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Compliance

Black Dog Financial Services Ltd is authorised and regulated by the Financial Conduct Authority

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