Blacktower Financial Management

Independent Financial Adviser Fetcham Park House, Lower Road, Fetcham, Surrey, KT22 9HD
First meeting at adviser's own cost
Response rating
FCA verified
24th June 2019
Pension Transfers & Investments | FCA Authorised | UK domestic advice | Specialist Europe, Australia & New Zealand, USA, ASIA
We can advise you on
    • Annuity purchase
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • EEA
    • Rest of world
    • Wealth management
    • Critical illness
    • Income protection insurance
    • Large business
    • Life insurance
    • Small business
    • Ethical investments
    • Investing for income
    • Investment trusts
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Traded endowment policies
    • Unit trusts
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Corporate pension
    • Employee benefits
    • Group critical illness
    • Group income protection
    • Group ISA
    • Group life insurance
    • Group pensions
    • Group private medical insurance
    • Group protection
    • Group risk
    • Buy to let
    • Equity release
    • Overseas
    • Remortgage
    • Residential
Meet our advisers
Andrew Hains
International Financial Adviser
Monica Patrascu
Financial Planner
Ritchie Salkeld
UK Managing Director
Peter Salkeld
Financial Planner
Paul Shorten
What our clients say
Andrew is very experienced and knowledgeable in his field of expertise, he was very helpful in assisting me to make the right decisions for retirement.
R B, London, United Kingdom
Andrew Hains is a highly experienced and knowledgeable financial adviser with an excellent understanding of his specialist area. What really sets him apart though is his connection with his clients - not just understanding the numbers and the regulations but the human aspects. He really appreciates what people need - thoroughly researched and clearly delivered financial advice. Reliable, honest and down to earth, I would recommend the services provided by Andrew Hains (and his colleagues at Blacktower FM) without any reservation at all.
G H, Australia
I would like to thank you Monica for the exceptional service and support that you provided with the transfer of my pension scheme in the UK to a QROPS in Germany. You addressed all my inquiries promptly and with competence. I appreciate your customer focus and the “speed & ease” approach that I am looking for as a customer. It has been a pleasure doing business with you, as your support didn’t end with providing what I was asking for, but also providing additional information that have been useful for me and that helped me making an educated decision. You are taking the “customer experience” to the highest level. It has been a pleasure doing business with you and I felt in good hands at all time we worked on my project.
A W, Germany
Andrew, G and I would like to thank you for all you help and advice over some 10 years. We have always found your advice to be sound and well thought out and your service has always been of a high standard. Regards, C D
C & G D, Australia
Andrew's follow-up is exemplary. I value his reminders a lot. He has never missed a previously agreed phone call or appointment and had always done his "homework" prior to any calls or meetings. I particularly appreciated his patience when explaining financial details to an ordinary person like me. He showed himself as a very flexible and adaptable person when situations changed. I enjoy his amicable personality. I value his clear explanations and honest statements. Andrew is the living proof that there are still reliable and trustworthy financial advisers.
J-F B, Berlin, Germany
Andrew has shown a great client focus and a long-term understanding of a business relationship. When difficulties have arisen, he has been very diligent to solve the issues and has put the client first. In addition, he has always been kind and close.
J R, Spain
Finding worthy means of investing can be difficult as a Swiss resident. Not with Andrew's help though. His advice paired with a bit of patience and a fair amount of customer care has opened my eyes to new investment possibilities. Thank you for all the guidance and looking forward to a continuously beneficial collaboration.
S D, Zurich, Switzerland
I have worked alongside Andrew professionally for several years now and he certainly knows his stuff. Great guy and very approachable for clients. He is honest, extremely knowledgeable and get the job done!
I have worked with Andrew for over 6 years. His dedication to his clients is unquestionable and his knowledge and expertise in the field of financial planning is clear to see. One of Andrew's greatest skills is the ability to discuss complex matters with his clients in a way that is simple and understandable. Hardworking, dedicated, experienced but above all a people person.
I have very much enjoyed working with Andrew on joint clients for many years. He is enormously focused on helping his clients achieve their goals. On many occasions he has gone "over and above" to get a great outcome for our joint clients. I found Andrew to be an excellent communicator, well organised, proactive, and extremely competent in his role.
S H, Australia
Where to find us

Fetcham Park House, Lower Road, Fetcham, Surrey, KT22 9HD

Make an enquiry
About us

If you are in the classic position of most of our clients where you need to decide whether you choose to manage your UK assets back in the UK or take on board local solutions...then please get in touch, we can help.

Equally, get in touch if you have non-UK assets and you are moving to the UK.

Providing holistic financial planning, tax planning, pension and investment advice.

Pre and post migration financial planning, investment advice, QROPS, QNUPS and pension transfer advice.

Executive Wealth Management services for UK and offshore clients.

• UK authorised
• EU residents
• US residents
• Australia and New Zealand residents
• ASIA residents

Our services

• Pension Planning & Pension Transfers
• Defined Benefit/Final Salary Pension Transfers
• UK Pension Transfers Overseas – QROPS
• Expatriate Investments
• Holistic Financial Planning
• Migration Financial planning
• International Financil Planning
• Cross-Border Financial Planning

Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

Blacktower Financial Management Ltd is authorised and regulated by the Financial Conduct Authority.
Registered in England No: 3500648. Registered Address: Mount Manor House 16 The Mount, Guildford Surrey GU2 4HN United Kingdom.
Blacktower Financial Management (International) Ltd is licensed in Gibraltar by the Financial Services Commission (FSC) Licence No: 00805B.
Blacktower Financial Management (International) Ltd in the Grand Cayman is regulated by the Cayman Islands Monetary Authority Licence No 896523.
The Gibraltar FSC do not regulate business written in the Grand Cayman.

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