What our clients say
Breslin financial services arranged our first ever mortgage. The process was very easy and straight forward. We would absolutely recommend BFS to anyone looking for a mortgage or renewal.
We are really happy with the service we received from Breslin Financial services. Kyle made the process so much easier than we had expected as first time buyers and explained everything throughout. He also didn’t give up when things weren’t quite going our way and he was very thorough when finding us the right mortgage for our circumstances.
Me and my partner would highly recommend Breslin financial services. Friendly, reliable & trustworthy. Thank you Kyle!
Kyle also helped us by arranging our building/contents insurance and life insurance. He took the initiative to find us the best deal and even completed the application for us which saved us a lot of time. When we are ready for renewal, we will be coming back to Kyle as we wouldn’t want to work with anyone else due to the high level of customer service we have received.
Thanks again for all your help!
Breslin Financial Services was recommended to us by a friend. We couldn't be happier with the service and advice we received from our Personal Advisor, Kyle. Buying our first home at the beginning was a very daunting experience. Kyle was always on hand to answer our many questions. He was very thorough making sure we understood every step of the process, offering great advice out with the mortgage that for first time buyers was welcomed greatly.
We will definitely be using Breslin Financial Services in the future and will have no hesitations recommending their services to anyone looking for financial advice.
We would definitely recommend Breslin Financial Services. Kyle has helped us achieve our first mortgage and allowed us to get onto the property ladder.
Being first time buyers with limited knowledge of how a mortgage is obtained, Kyle handled all communication and ensured all measures were taken so we did not need to concern ourselves with the detail.
Kyle Breslin was our adviser, he has been so helpful throughout our whole mortgage process from the initial discussions around borrowing, sourcing the best deal for us and finally the application. Kyle has went over and above to put our minds at rest which is definitely required being first time buyers.
While remaining transparent and professional, we have received clear guidance and advice every step of the way. One of us recently made a career change prior to our application which often causes complication. Kyle handled this superbly and we were able to secure an agreement in principal for a very good price without damaging our credit rating which is a major worry when applying for a lender.
Breslin Financial Services provides a very tailored and personal service which is so hard to come by these days. We will not hesitate to use them in the future. They provided all research that was carried out specifically for us which shows great honesty and we knew that we were getting solid advice.
We will without a doubt reach out to Breslin Financial Services again to re-mortgage when that time arrives, the time and effort which this company put in to get the best deal for you is far greater than we could achieve on our own.
’I bought my dream home and can’t thank Breslin Mortgage Services enough. From day one their guidance and knowledge was second to none and at every stage I was updated and informed of changes, next steps and outcome. My adviser Kyle was excellent. As well as his vast knowledge and professional manner, he was very empathetic and realistic to my situation and ensured that the whole process was tailored to my needs from start to finish. In addition to this, I am now using Breslin Financial Services to assist with the next chapter of my life. The consistency throughout the company is evident as you move from one division to the next. If you would like to go through significant life events, like buying a house, and want piece of mind that all your decisions, transactions and outcomes are dealt with in an empathetic and loyal manner then I cant recommend Breslin Services enough.
Recently I appointed Breslin Financial Services to firstly advise me on my financial situation and then to acquire a new mortgage on my behalf. The service I received was to the highest standard at all times and I felt comfortable from the beginning with the service I was being provided with. Kyle who dealt with me from the first day worked tirelessly to not only ensure that I had the best possible offer but also had my mortgage offer processed and approved within 2 weeks. The service they provided didn’t just stop with the Mortgage they are also assisting me with acquiring a better more suitable life insurance to my new mortgage and will help review my new mortgage at the end of the fixed rate term.
Myself and Mark would highly recommended Breslin Financial Services, you helped us gain our mortgage offer very quickly and efficiently the full process was breeze! Everything was fully explained in the best way possible as myself and Mark didn't really no much about the process as we are first time home buyers.
The Service was excellent from Breslin Financial Services and our financial adviser Kyle Breslin was more than helpful! Fully explained everything from start to finish and made the process very easy. Kyle kept in regular contact with us letting us no every step he was taking to make sure we was fully involved. Kyle cleared all fears we may of had and made it very calm and relaxing process. My self and Mark would have no problem recommending Breslin Financial Services to our family and friends! Absolutely outstanding service!.
Kyle Breslin will be helping us in future as once we get our new home he is going to explore the different types of home and life insurance for us making sure we get the best deal which we are very grateful for as new time buyers we wouldn't no where to start so we are so happy Kyle is helping us through this full experience.
Thank you once again Kyle - You helped us achieve are dream!!
I would definitely recommend Breslin Financial Services, I found them to be very helpful, approachable and professional. , Kyle provided us with an excellent seamless service. I will be asking them to provide me with a personal financial plan and advise for the next few years.
Can’t recommend Kyle and Breslin Financial Services enough! As a sole first time buyer with adverse credit, I honestly thought I had no chance of owning a property. From the first email, Kyle couldn’t do enough for me. From talking me through each and every process, to always having time for my daft anxiety riddled questions. They say buying a house is one of the most stressful things you can do, I’d disagree. Kyle did everything from start to finish, and kept me updated the whole way, made it one of the easiest things I’ve ever done. He’s helped me buy my dream home and I’ll never be able to thank him enough. Thank you 😊
Breslin Financial Services have recently helped us secure a mortgage for a new build house in Motherwell.
We chose Breslin Financial Services as they have a proven track record along with professional employees that are very competent in their roles.
The service that was provided from start to finish was extremely thorough keeping us up to date with at all times with the progress of applying for our mortgage along with well explained reasons
for decisions made in regard to selecting the mortgage provider.
The staff at Breslin Financial Services in particular Kyle Breslin are without question always approachable and friendly about any questions about any part of their service, and if the opportunity arises I would most definitely use their services again.
The process of having your first mortgage seemed difficult and hard but Breslin Financial Services have made the whole process from beginning to the end easy and fun. I can highly recommend Breslin Financial Services. The whole process was dealt with professionalism, complete trust and quickly.
The choice was made easy by being able to place trust on the advisor from the get go at our initial meeting. Advisor was very professional, relaxed and covered all aspects in detail and set expectation of how Breslin Financial Services can help, which was fulfilled completely.
The advice on other areas such as mortgage protection and future endeavours was covered in detail.
In my case the whole process was turned around in a matter of 3-4 weeks, the efficiency and accuracy of getting things done was at an excellent level, with regular communication.
I can safely say Breslin Financial Services will be my first choice in the future as well as my first recommendation to family, friends and anyone looking to by a property.
Me and my partners were first time buyers, and was very nervous about the process in applying for a mortgage. We were recommended Mr Kyle Breslin as a mortgage advisor, and we couldn’t have been happier with his services. From start-to-finish Kyle was very clear with his information and went into everything in depth. He was very patient with us and was happy to answer any questions we had. Kyle also doesn’t “Switch-off” and also sends information from the morning-evening time. Kyle is also very easy to talk to, he is very down-to-earth but still keeps a professional image. So the working relationship was established very early on and was very comfortable to speak to him.
The illustrations sent over for the mortgage were very clear, and I was able to understand them thoroughly. Kyle was able to suit the mortgage to my personal & financial circumstances. Once we were happy to submit the application the turnaround was very quick, and there was no delay on Kyle’s end.
Kyle also helped us in other areas such as the mortgage & home insurance areas. He gave us information in regards to the protection of the mortgage and the property. He gave us financial costs for them, to suit our budget and life-style.
If you are looking for a mortgage advisor, I would 100% recommend Kyle Breslin as your mortgage advisor. If we look to re-mortgage In the future, I would go back to Kyle without any doubt in-mind.
I recently bought the family home and I used Breslin Financial Services to do so. I was a first time buyer, I didn't know where to start. I met Kyle by chance, at the right place at the right time. I was absolutely delighted with the service he provided. Kyle took so much pressure off, the full process was seamless and stress free. I couldn't be happier with the outcome, over £100 per month cheaper than I thought. I would definitely recommend Breslin Financial Services. Just want to thank Kyle again, very professional, polite man. One of a kind.
Breslin Financial Services was recommended to me by the developer of the new build I am purchasing. They not only helped me find the perfect mortgage but made the journey as smooth as possible.
My adviser was Kyle, who made me feel very relaxed and like a priority at all times.
I plan to use Breslin Financial Services again at the end of my fixed term, as the service provided has been faultless. I will also be using them to find critical illness cover for my mortgage.
We contacted Breslin Financial Services because our mortgage term with a non High St product was coming to an end and our financial situation is not straightforward. After reading their online advertisement, we were satisfied that they are truly independent, have access to whole of market and their fees would be clearly explained. In addition to this, the business is a family affair and their offices are only a few miles away. After speaking to Gary Breslin, I knew we had taken the right first steps.
We could not have asked Kyle Breslin to do any more and he kept us informed at every stage. We had been completely open with him from the start which was reciprocated and meant that there were a number of products we would not qualify for. It transpired that one of the top options (not necessarily for us)was with our existing provider - something Kyle could not arrange as we were existing borrowers. Kyle was convinced that, despite a fairly recent financial hiccup and retirement imminent, we would be looked upon favourably because of our longstanding unblemished record with them.
Kyle was right and we have secured a 5 year fixed rate of 2.4%.
Although strictly speaking, Breslin Financial Services did not provide a product for us, they were completely honest about our best options and put our considerations first above any desire for commission. We have no hesitation in recommending Breslin Financial Services and have done so already to our family and friends. Furthermore, if at any time in the future we require financial services, there is only one number we would call.
We recently saw our dream forever home and naturally went to our current mortgage provider. After hours of appointments and form filling, our application came back lower than what was originally agreed. We were gutted and worried that we may miss out on the house.
Kyle was recommended to us by a friend and what an experience and service he provided! A phone call to introduce himself, a home visit to tell us about the service he provides, daily touch points, documents sent via email and photos to speed up the process. Liaison between both solicitor parties to ensure we achieved the move in date requested. Within a 5 week period, we had seen the house and had moved in.
The service is amazing. We will not go anywhere else for our mortgage needs now or in the future apart from Kyle. Kyle also assessed our protection needs and although we thought we had enough cover through our company benefits, a gap had been identified and a policy to cover this was put in place so we have full financial security.
The after service is outstanding! We received a beautiful hamper and a lovely card to wish us well in our new home. We have never received service like this before.
Kyle turned what is normally a horrible, stressful life changing event into a seamless stress free transaction.
I will be recommending Kyle to all our friends and family who are looking to move house / buy their first home.
I recently used Breslin Financial Services for renewing my home mortgage. Having been a very happy customer for around ten years I always use this company for my financial matters.
I found my advisor, Kyle, very thorough and professional from outset - particularly when wanting to understand my circumstances and my needs from a mortgage. Being on the Help to Buy Scotland scheme, I was highly impressed by Kyle's knowledge of the scheme and what specific implications that had for me. The application process was very quick from the initial meeting to the mortgage being application being approved. I felt I was given plenty of choice of competitive products to choose from, and Kyle clearly outlined the pros and cons of each to help me come to an informed decision. Kyle also reviewed my finances and was able to advise on how I could reduce the term of my mortgage over the long term which started with this mortgage - something I wouldn't have thought of myself and I'm glad I decided to seek professional advice from the outset.
I am absolutely delighted with the service I have received, I really felt that the company had my best interested at the centre of everything they did and the customer experience was great. I was kept well informed throughout the process.
I recently had reason to review my protection and was recommended the services of Kyle. He came to my house and spent time going through a number of options with me. Kyle made sure the product was right for me, not him and dealt with purchase professionally. He then followed this up a few months later with a polite call to check the product was still the correct one and if I needed any other assistance. I'd have no hesitation in using his service again.
I contacted several brokers as well as my bank for quotes on a mortgage for my new home. The quote given by yourselves was just over £100 per month cheaper for the exact same mortgage I was quoted elsewhere. Although I had to pay a small arrangement fee, It was well worth it and I was still a lot better off throughout my fixed term.
The process was seamless throughout and I must pass on my sincere thanks to Jason at Breslin financial services as he took lots of pressure off what is usually a highly stressful time. He was thoroughly professional from start to finish and I would highly recommend using Breslin financial services again.
Thanks for all your help.
Having a low basic income, I needed to get the best remortgage deal possible to reduce my monthly mortgage payments and overall loan
I chose Breslin Financial Services to help me having heard about their friendly personal service from a friend.
Kyle, my personal adviser, talked me through the whole process and was always readily available to answer my numerous questions.
No question was too stupid for this company. Not only did Kyle find me a great remortgage deal with a leading high street lender, I actually reduced my monthly payments by £100, arranged better life and critical illness cover and even got cash back!
I would definitely recommend this company to anyone as they really do offer great personal service and guidance through a very stressful experience.
Gary and his team have advised me personally and through our business with sound financial advice. Whether it has been for mortgage, pension or financial investments, you feel totally confident that the advice given can be trusted. He cuts through the financial 'jargon' at every step to ensure the layman is comfortable and confident that the financial planning he recommends is indeed what is best for you.
I would have no hesitation in recommending his company to anyone, to ensure they are guided through the financial minefield with no worries whatsoever.
At Breslin Financial Services you can count on us to assist you on your financial needs and most importantly treat you how we would like to be treated. Our advice is simple, clear and easy to understand and with over 20 years in the industry you can be confident that we will offer the best possible recommendation for your requirements.
Managing your finances effectively can be a confusing business. The financial world is complex, and making the right decisions for your future can seem a daunting prospect. At Breslin Financial Services, we take pride in offering a personal service that takes into account your individual circumstances.
Gary Breslin offers truly independent advice on mortgages, personal/business protection, retirement planning, savings and investments and tax planning issues such as inheritance tax.
Defined Benefit Pension Transfers can be arranged with a qualified Defined Benefit transfer specialist by referral.
Transferring out of a Final Salary pension scheme is unlikely to be in the best interest of most people.
We work on a fee basis - all costs will be discussed at your first meeting, which will be at our cost and place you under no obligation whatsoever.
Gary Breslin has provided clients locally and nationally with independent, whole of market advice and we always have our clients’ interests at heart. If you are looking for an adviser who will help improve you in your financial plans then look no further, whether it is Mortgages, Financial Protection, Pensions or Investments we are here to help our clients understand and benefit from what can be a complex industry.
We take the time to understand your needs & wants and design a solution that matches, with on going reviews, if required, to ensure that your solution(s) are on track.
Where to find us
Head office address: The Old Toll House, 137 Sinclair Street, Argyll and Bute, Helensburgh, G84 9AS