We can advise you on
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Financial planning
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
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Investments
- Investing for income
- ISAs
- OEICs
- Unit trusts
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Meet our advisers
Gavin Roberts MBA FPFS
Chartered & Independent Financial Adviser
Qualifications & Accreditations
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J05 - Pension Income Options (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
AF5 - Financial Planning Process (CII)
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
K20 - Pensions Investment Options (CII)
This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.
K10 - Retirement Options (CII)
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
J10 - Discretionary Investment Management (CII)
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
FPFS - Fellow, Personal Finance Society (PFS)
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Chartered Financial Planner (CII)
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
AF3 - Pension Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
Accreditations
Barrie Roberts Dip PFS
Independent Financial Adviser
Qualifications & Accreditations
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Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
What our clients say
My portfolio is managed by Chartered Independent, this is reviewed every three months on the phone and face to face each year. We like the fact we never have to chase to book in appointments, very good.
James, Wrexham
Gavin is a well informed advisor, who obviously wants to keep up to date with financial issues so he can best inform his clients. We found him to be a very personable man, who had our best interests at heart. We liked the fact that he is chartered, so has spent some time studying for his profession. His knowledge was second to none and his advice was clearly explained.
Mags, Shropshire
My pension portfolio is managed by Chartered Independent, Gavin reviews this portfolio and makes the necessary changes. Happy with the service so far.
Jordan Matthews, Stoke-on-Trent
Gavin came to see us, explained things simply and left us to make our own decision. We called him back when we were ready to go ahead, he did not pressure us to go ahead. We did not use another adviser because we felt pressured.
Lynda Lawton, Staffordshire
I had a ISA and pension in drawdown that was not invested correctly and had very high charges. Gavin had a look at the plans at his own cost initially and had sorted these out so they match my risk profile and have a chance of paying sustainable income now. The charges are also fractionally lower. Really happy and would feel comfortable recommending him to others.
Terry, Telford
With early retirement looming I wanted assurance that my pension pot would be able to support my wife and I for our retirement. Gavin came to visit us for a preliminary (free) discussion. We were impressed by his knowledge and his easy to understand explanations of the options available. He was very easy to talk to and he certainly eased our worries about the future. There was no pressure to book further appointments. He left us to consider the options and think things over and contact him only if we wished for further advice and guidance. We would not hesitate to recommend him and will most likely use his services the future.
Barrie Le Maistre, Staffordshire
Gavin was brilliant, I had a few pensions that had not been reviewed for a long while, he explained how they worked and put a plan together to get these moving again.
Nice guy and easy to talk to, I would definitely recommend him
Darren Jones, Shropshire
Really happy, I wanted someone to review my ISAs and shares as I had had no service or advice for years. Gavin sorted out my portfolio, lowered the charges and now reviews these regularly.
Joanne, Shropshire
I needed help with my pension, to access my tax free cash. My pension company (Aviva) would not help and told me to find an IFA. I found Gavin on the internet as he was local, he helped explain the best way of arranging my pensions and savings. It was nice to find someone local who would come out and see me. Really happy with the service.
Clive, Shropshire
About us
Based in Shropshire & Staffordshire, Chartered Independent offers a straight forward service, Independent Financial Advice provided by a Chartered Financial Planner.
Our appointments are friendly and honest with no upfront costs for the initial meeting.
Our mission is to help you improve your financial position. We passionately believe in three key principles when dealing with clients:
We must be effective and add value to your affairs, our terms must be clear and transparent & our relationship must be based on mutual respect and trust .
If you have a question about any aspect of financial planning then please do not hesitate to contact us on the above number or email address and we will do our best to help you.
Our services
Our clients expect an objective, professional and efficient service. We believe this is achieved through mutual respect and trust, built over time.
We offer the opportunity to manage your investments on a discretionary basis. This means that your portfolio will adapt in real time avoiding the need to advise you each time an underlying change is required.
Initially, our advice will be provided in person, then subsequently in a personalised financial report. This report is to present a clear picture of your current position and outline the accurate and researched recommendations we believe to be in your best interests.
Compliance
Chartered Independent Limited is a firm of regulated financial advisers and a member of Best Practice IFA Group Limited, a network that promotes a high level of market standards through the provision of back-up resources, technology, training and support. Best Practice IFA Group Limited is authorised and regulated by the Financial Conduct Authority. The registration number is 223112 and a full list of members can be found on the FCA register.
