Cilbenrick Limited

Independent Financial Adviser  6 Southgate Road, Pennard, Swansea, SA3 2BT
First meeting at adviser's own cost
A professional firm of financial planners and investment advisers. Call Cilbenrick on <phone number hidden> to arrange a free initial consultation.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Large business
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 25th May 2020
Meet our advisers
Julian Melmoth BA (Hons) CertPFS
Director Of Financial Planning
Rhidian Thomas BSc (Hons) DipPFS
Director Of Investment Policy

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

About us

Cilbenrick was formed in 2004 to satisfy the local need for creative, professional, comprehensive financial planning and independent investment advice. We work with clients not only in Mumbles and Gower, but throught Swansea, South Wales and the rest of the UK.

Our services

Cilbenrick is a professional firm of financial planners and investment advisers. Our clients are from all walks of life and all parts of the UK and, through testimonials, they have told us that our strengths are our knowledge, our independence and the trusting relationships we have built with them.

If you are looking for a friendly but professional relationship to help you plan your finances or manage your investments, then we believe Cilbenrick can help.

Where to find us
Head office address: 6 Southgate Road, Southgate, Swansea, SA3 2BT
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • icons
    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 25th May 2020

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