Clarity Wealth Limited

Richard looked at our rather complicated financial arrangements, listened to our desires about outcomes and came up with pension and investment proposals. As a woman married to a man who is quite knowledgeable in financial matters it made a pleasant change to have an adviser who talked to us equally and was more than willing to answer my questions and ensure I had a good understanding of the situation.

Excellent introduction which gave me immediate confidence in his ability to look after my financial needs as I had requested.Open questioning therefore grasping quickly the situation re my finances and future monetary needs.From this point progression into what areas of investment I felt comfortable with was suggested.Alternatives given and a full explanation of what it would mean to the amount of the investment in the short, middle and long term.........Which was critical for me as I do not have a great grasp of finances.Most importantly time was allowed for me to come to my own decision with his guidance ......The results say it all for me.... growth investments. I am recommending Richard to my family and friends without hesitation

I was referred to Richard last year by a close friend. Being relatively naive to this i was naturally cautious to begin with. I was thoroughly impressed from the outset by his laid back and honest approach. He took time to understand my circumstances and needs, and within 48 hours he had come back to me with a presentation of suitable products given my risk appetite and took the time explain thoroughly what they involved including features, benefits and most importantly risks. I felt and still do feel very comfortable with Richard handling my financial affairs and will continue to recommend him to my friends and family.

I was wanting to combine 2 bank pensions and draw 25% of the total with a monthly income, to allow me to take early retirement and become a full time carer for my frail mother. A good friend of ours, Nick who oversees the compliance of IFA's, recommended Richard to us, above all others that he deals with. We knew that Nick would only recommend somebody to us that was good.Richard met with myself and my husband several times with a very warm welcome. He and his staff are very friendly and put us at ease immediately and we felt very comfortable to proceed with his advice. Richard put in place everything that I needed, and very quickly. This enabled me to leave my job and proceed with our future plans.

What were the circumstances that caused you to look for a Financial adviser? became successful in my business. How did Richard help you? a whole range of financial advice within an efficient tax structure, liaising with my accountants etc. What is your current situation? Have you seen the outcome you were hoping for? more than.

What were the circumstances that caused you to look for a Financial adviser? I was looking for advice in how to invest my savings and my pension. I had felt I had not been well served by my previous IFA and was looking for someone who would be more proactive. How did Richard help you? Richard came and met me and immediately came across as very professional and personable. He took time to understand my needs and goals financially, but also the broader context of my life and ambitions. He walked me through his recommendations very clearly and answered any questions that I had, as well as taking account of particular interests I had. He also gave me advice on some different models and structures which I was unaware of and were better suited to some specific goals I had. What is your current situation? Have you seen the outcome you were hoping for? So far the performance has been good and - though it's early days and we're planning for the mid to long term - Richard has been proactive in scheduling reviews and answering questions i've had. He has also continued to be a pleasure to work with on a personal level - in short, exactly what I was hoping for.

What were the circumstances that caused you to look for a Financial adviser? I was with my partner at her appointment and Richard asked if he could do anything for me. I said I didn't think he could because I just had a few occupational pensions and a couple of private pensions that weren't going to amount to much. How did Richard help you? At my next appointment he told me I could retire!. What is your current situation? Have you seen the outcome you were hoping for? More than I could have hoped for - I saw Richard in November and retired in December!. What could they have done better? Nothing. He was clear and impartial throughout. Always checking that I understood and was happy to proceed.

What were the circumstances that caused you to look for a Financial adviser? To seek best advice on pension strategies following entitlement to a final salary scheme. How did Richard help you? Significantly. Richard developed and discussed pension options, secured a final salary lump sum and set up a very effective SIPP. Furthermore he recommended a number of investment vehicles that have provided a significant yield in the first year of operation. What is your current situation? Have you seen the outcome you were hoping for? Yes, the investment has grown significantly more than I expected, i.e circa 9% in the first year. What could they have done better? No, I am very satisfied with Richard's performance. he is approachable and has the right temperament to explain complex issues simply.

What were the circumstances that caused you to look for a Financial adviser? I have been running my own business for 10 years, trying to get it off the ground. I have not had time or capital to put aside for pension planning, despite knowing how important it was. A combination of an inheritance and the business becoming more established meant I was able to focus on pension planning.How did Richard help you? My wife and I presented Richard with a complex problem, given that my income and outgoings are both flexible, as was our pension needs. So we asked Richard to help us understand what was possible and whether it was even feasible to meet our ambitious pension goals. With a certain amount of flexibility and re-arrangment, the answer was yes. What is your current situation? Have you seen the outcome you were hoping for? Yes, we now have a detailed pension plan in place that should deliver the security we need, as well as being (just) affordable. We also have much simplified investments, which make them easier to keep track of.

What were the circumstances that caused you to look for a Financial adviser? We required advice on pension planning and an assessment of the viability and integrity of the pension that myself and my wife currently held. We also required advice on the available pension options open to us and likely returns following our retirement. How did Richard help you? Richard provided understandable and workable options for us. What is your current situation? Have you seen the outcome you were hoping for? We can see that Richard's advice and suggestions have provided sound growth for our pension investments.

What were the circumstances that caused you to look for a Financial adviser? I was looking to move my portfolio. How did Richard help you? Richard was immensely helpful from the outset, understanding my needs and requirements in a friendly professional approach. What is your current situation? Have you seen the outcome you were hoping for? Yes i have seen the outcome i expected in these turbulent times.

What were the circumstances that caused you to look for a Financial adviser? I needed to invest approx 100k for 3 boys as inheritance money, left to them by their Mother. This needed to be invested for between 20 and 14 years so that each boy could inherit at age 25 but also needed to be flexible to allow money to be given to them earlier if necessary. The children needed to be treated independently but the money invested together to get the best return. I also wanted a safe investment but one that would give a good return. How did Richard help you? It was not a straight forward investment atall but Richard was extremely diligent at looking at all the options available and explaining them thoroughly to me. He is very professional yet easy to talk to and listened well to all my questions and answered clearly. What is your current situation? Have you seen the outcome you were hoping for? I am very happy that we have made the correct investment choice for the boys and that Richard will be continuing to oversee the investment for me.

What were the circumstances that caused you to look for a Financial adviser? I wanted to ensure that my investments were working for me in the best possible way and don't have the time personally to spend managing as thoroughly as I would like. How did Richard help you? Richard set up a new Pension platform as well as advised on funds to invest in my ISA. What is your current situation? Have you seen the outcome you were hoping for? Richard took over responsibility for managing my investments approx. 18 months ago and I am happy with how things are performing.

What were the circumstances that caused you to look for a Financial adviser? My husband and I were aware that we did not have adequate pension provision and had a mix of existing pensions/savings. We wanted advice on how best to achieve our desired pension outcomes. We had had negative experiences with previous financial advisers and were not looking for someone to manage our money for us. How did Richard help you? Richard looked at our rather complicated financial arrangements, listened to our desires about outcomes and came up with pension and investment proposals. As a woman married to a man who is quite knowledgeable in financial matters it made a pleasant change to have an adviser who talked to us equally and was more than willing to answer my questions and ensure I had a good understanding of the situation. What is your current situation? Have you seen the outcome you were hoping for? Yes, we now have a much clearer picture of our financial situation and the decisions we might make for our future.

What were the circumstances that caused you to look for a Financial adviser? Some inheritance money that I wanted to work for my wife and myself and give us an extra income. How did Richard help you? He carefully explained some low risk options , did not try to push me into anything and I felt I could trust him to work hard for me. What is your current situation? Have you seen the outcome you were hoping for? I am very pleased with the return I have had so far, much better than banks.

What were the circumstances that caused you to look for a Financial adviser? We had savings that we had no idea what to do with as bank interest rates were so bad but we did not want to risk our investment and also hoped for a small income from it. How did Richard help you? Richard advised us on some low risk investments that could also give us a return much higher than any bank. He was very pleasant, not at all pushy , gave us plenty of time to understand what he was explaining to us and I had a good feeling of trust in him. What is your current situation? Have you seen the outcome you were hoping for? We have been very pleased with the outcome of our investment and would not hesitate in recommending him to anyone wanting financial advise or anything else as he is very knowledgeable. I have been so impressed with him.

What were the circumstances that caused you to look for a Financial adviser? I inherited money from my parents. How did Richard help you? After inheriting some money from my parents I wanted some investment advice. It was the first time I had money to invest. I was introduced to Richard by a colleague. He took time to listen to me and my initial concerns and was very clear in explaining everything in a language that I could understand. I have been particularly impressed with the level of service that I have received since investing and how quickly he deals with any queries that I have. What is your current situation? Have you seen the outcome you were hoping for? I am very pleased that I chose Richard and the returns to date have been more than satisfying. I would highly recommend Richard to any friends or relatives.

What were the circumstances that caused you to look for a Financial adviser? We decided to switch our investments to Richard after he was recommended to us by a colleague. He has been looking after our investments for over 2 years now and in that time he has provided some very strong returns. He conducts an annual review and has responded to any query or contact almost immediately. He explains everything in a manner I understand and cannot be more helpful. I would highly recommend his services. How did Richard help you? He has helped grow our investment portfolio. What is your current situation? Have you seen the outcome you were hoping for?Yes, more than we expected due to Richards diligence and focused approach.

What were the circumstances that caused you to look for a financial adviser? We were looking for help regarding our Pensions. How did Richard Platt help you? Richard listened to all our questions. We were not a 100% as to which way to go with our pensions. He offered advice and various alternatives. Have you seen the outcome you were hoping for? Better than we were hoping. Our current situation has improved, allowing us to enjoy drawing down some funds and reinvesting. Already building some interest.

How did Richard Platt help you? Have been with Richard for a good few years now and he has always point me in the right direction, always friendly and his advice is always explained to me in a way I understand takes his time and goes though all the small details, as a financial adviser and someone who cares about what he tells you in a way I understand Keith Leeds

How did Richard Platt help you? Richard was extremely knowledgeable and thorough, ensuring I understood everything clearly. I was able to choose from a variety of different products and services – all of which were extremely suitable for my needs and exactly what I was looking for. Richard was extremely responsive and ensured everything was handled quickly, efficiently and in a timely manner. I would certainly recommend him.

How did Richard Platt help you? I have found Richard very helpful with my investment,always explaineds every thing well to me,his advice has being very good,and I am pleased with how my investment is going.

What were the circumstances that caused you to look for a financial adviser? I needed help and advise with investments and pensions. How did Richard Platt help you? He has been a great help, explains everything in a way i can understand and is very patient when i don't.has made some very good investments for my husband and i. Have you seen the outcome you were hoping for? Yes have seen the outcome i was looking for.

What were the circumstances that caused you to look for a financial adviser? I needed advice on transferring and investing my regular pension into a SIPP. How did Richard Platt help you? He advised on the most suitable method of transferring the pension and suggested what funds might be worth considering investment in. Have you seen the outcome you were hoping for? My SIPP is currently averaging a 15% increase on the original investment. Yes.

What were the circumstances that caused you to look for a financial adviser? we wanted to invest our money. How did Richard Platt help you? he came to our home and explained everything that he would be doing with our money. Have you seen the outcome you were hoping for? just had our yearly review and seen our money make money so very pleased.

What were the circumstances that caused you to look for a financial adviser? money to invest. How did Richard Platt help you? He invested money for me. Have you seen the outcome you were hoping for? yes i have had a good return.Nothing i can think of

What were the circumstances that caused you to look for a financial adviser? Initially used the Bank's services and Richard took over these when he was with the Yorkshire Bank. Stayed with him when the Bank stopped offering this service and have remained with him although I have since moved out of the area. How did Richard Platt help you? Richard is cheerful and friendly and understands my aversion to too much risk and that I want relatively safe investment levels. I moved house a few years ago and he advised me on what to do with the money from the sale of my house while I was looking for another property. Have you seen the outcome you were hoping for? I'm retired now and am just looking for my investments to be safe and increase steadily.

What could they have done better? I don't think that he could improve greatly, he is always available when/if I have any questions relating to my investments How did Richard Platt help you? I have had Richard as my advisor for the last 5 yrs, his advice has improved my portfolio a great deal.

How did Richard Platt help you? Richard has been my financial advisor and has always been extremely professional, helpful and a pleasure to deal with.

How did Richard Platt help you? Richard is very clear with his advice, always explaining the benefits in terms of gains and why he is recommending a particular course of action. He also explains the risks and potential for loss. His fees very competitive when compared with similar financial advisers.

How did Richard Platt help you? I cannot fault Richard, he listened and asked the right questions to get an understanding of my situation. He explains everything clearly - his research to find the best for me was very thorough. I feel my money is in very astute hands. He understood my attitude to risk, is extremely patient and is always contactable.

How did Richard Platt help you? Nothing is too much trouble for Richard,any problems are dealt with straightaway with a phonecall or text.

How did Richard Platt help you? Richard has constantly provided sound financial advice since day one concerning our investments and financial concerns. He is readily available to discuss any matters of concern or interest and his face to face reviews are always interesting. I would not hesitate to recommend him.