We can advise you on
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Business
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group pensions
- Group protection
- Group risk
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Financial planning
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Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
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Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
- Small business
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Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
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Expatriate finances
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Long term care
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Meet our advisers
Andrew Horne
Qualifications & Accreditations
Hide qualifications
MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
Diploma In Investment Planning (DipIP)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry together with packaged products (pensions, protection and savings and investments) and the giving of investment advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
What our clients say
Andrew Horne of True Potential Wealth Management has been our Financial Advisor for the past 23 years. We have always found him to be highly professional, well informed on financial matters, approachable and discreet.
We generally meet annually and this has been a useful focus for considering expenditure, savings and other aspects of financial planning. Over the years, Andrew has given us much needed guidance with pension planning and this year has facilitated the realisation of a number of different pensions.
His service and advice has been truly excellent.
We cannot recommend Andrew Horne more highly.
Kate & Tony Goodson, Harrogate
Andrew has provided me and my husband with complete clarity over our financial affairs and we now finally feel confident we are on track to achieve our goals and objectives. I thought that I understood pensions well before meeting with Andrew but it was apparent that with all the recent pensions freedom changes that my knowledge was severely lacking. I now feel much more knowledgeable in this area. Andrew takes the time to listen to what we really want out of our lives and gives very clear advice that one can actually understand. I feel secure that our financial well- being will be reviewed regularly in the future and changes updated in a timely fashion.
Ann H, Teddington
Andrew provided Westbound Shipping Services with some incredibly useful financial advice. He took considerable time to understand our needs and the changes that were taking place in the business explaining matters in a clear, jargon free manner. I have found him highly knowledgeable on his subject and feel that we now have a financial plan in place that will be reviewed on a regular basis. I wouldn't hesitate in recommending Andrew's services
Ryan Clark, Essex
Andrew was recommended to us as financial planner. I have found him very knowledgeable, able to convey complicated subject matters in a clear jargon-free manner as well as being efficient in the work that he does for us. The most important aspect is that he takes the time to really understand our needs and what our long term vision is. I would happily recommend Andrew to anyone who needs financial advice.
Rebecca Fergusson, London
About us
Andrew Horne, Independent Financial Adviser, offers friendly and affordable advice at a pre-agreed cost. Andrew has over 20 years of financial services industry experience, specialising in Retirement Planning, Pensions advice, your Pension options at retirement and tax-efficient Investments. An initial meeting at your home or place of work, without cost or obligation, will give you the opportunity to discuss your current financial position, goals and priorities with Andrew, who will explain the services we provide and the positive outcomes you can expect from working with us.
Our services
We explain Pensions and Investments in a clear and engaging way. If you are positioning your Pension Plans, Pension Scheme Benefits or Investments for retirement, or if you are being asked to make some key decisions around them, you need to understand all of your options. Only then can you make an informed choice and reach the most suitable outcomes. If you wish to prepare for retirement, make decisions at retirement, or review Pensions and Investments already in place, our adviser Andrew Horne would be delighted to help.
Compliance
Registered Head Office: Falcon House, Eagle Road, Plymouth, PL7 5JY. Registered no. OC393363. Telephone: Email:
Continuum is a trading name of Continuum (Financial Services) LLP is an Appointed Representative of CAERUS Financial Limited. CAERUS Financial Limited is part of the CAERUS Capital Group, which is wholly owned by Intrinsic Financial Services Limited. Old Mutual Holdings owns 100% of the share capital of Intrinsic Financial Services Limited.
CAERUS Financial Limited is authorised and regulated by the Financial Conduct Authority. FCA number 497604. CAERUS Financial Limited is a limited company registered in England and Wales, registered number 06784783, registered office, Wiltshire Court, Farnsby Street, Swindon, SN1 5AH.
