Dales Independent Financial Advisors
20th August 2018
Nottingham & Newark Office, Investments, Pensions, Flexi Access & Retirement Options and Protection, Mortgage advice.
We can advise you on
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Mortgages
- Bad credit
- Buy to let
- Equity release
- First time buyers
- Flexible
- High loan to value
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
-
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
-
Insurance & protection
- Buildings and contents
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
-
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
-
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
-
Business
- Group pensions
- Group protection
-
Financial planning
- Wealth management
-
Tax & trust planning
- Estate planning
-
Long term care
- Long term care
Meet our advisers
Phillip Dales Dip PFS Certs II (MP & ER)
Director
Qualifications & Accreditations
ER1 - Equity Release (CII)
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
R01 - Financial Services, Regulation and Ethics (CII)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R03 - Personal Taxation (CII)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
R04 - Pensions and Retirement Planning (CII)
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
R05 - Financial Protection (CII)
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
Nikki Dales AIPW
Director - Will Writer
What our clients say
I have entrusted my financial investments to Philip Dales since 2008 and despite the current state of the financial markets, have been delighted to see an appreciable return over the past few years. I consider Philip to be an astute young man with a wealth of financial experience and knowledge. I would not hesitate to recommend him as an excellent financial adviser
DALES, conducted themselves in a very professional yet friendly manner offering tailored advice regarding our pension annuities - they always kept us well informed by communicating with us on a regular basis - we would have no hesitation in recommending them to our close family and friends. Thank you once again.
In uncertain economic times, we were looking for a way to maintain our lifestyles should anything happen to us or with our current employment situation. DALES were essential in not only guiding us to the best solution, but also ensuring that the application process was handled smoothly.
Where to find us
About us
DALES IFA, can provide a comprehensive professional service offering advice on a variety of products including Investments, Pensions, Protection and Mortgages.
We work on a fee or Commission basis (where applicable), initial consultation is free, where we will analise your situation in detail before giving you personlised financial advice.
Our services
Investment planning, Flexi Access & Retirement Options, protection and mortgages
Similar advisers near you
Speak to us for trusted and expert advice on investments and retirement. We can also advise you on pension transfers.
With ever changing legislation, retirement options can be at best confusing. Take advice from retirement specialists at The Pension Planner
Ensuring that you can invest and retire with confidence.
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