We can advise you on
-
Mortgages
- Buy to let
- Equity release
- First time buyers
- Flexible
- High loan to value
- Home reversion
- Remortgage
- Residential
- Self employed
-
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
-
Insurance & protection
- Buildings and contents
- Critical illness
- Income protection insurance
- Life insurance
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Business
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group pensions
- Group protection
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
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Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
-
Financial planning
-
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Meet our advisers
Douglas Bennett DIP PFS
Owner
Qualifications & Accreditations
Hide qualifications
R08 - Pensions Update Programme
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
HR1 - Home Reversion Plans (CII)
This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.
ER1 - Equity Release (CII)
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
J01 - Personal Tax (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
R06 - Financial Planning Practice (CII)
This qualification helps advisers develop and demonstrate their financial planning capabilities.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
What our clients say
Doug has given me excellent financial advice for over 25 years. Initially setting up my first mortgage, he has supported my decision making through numerous house moves and remortgages, as well as giving investment and pension advice. It is clear that Doug looks to build a long term relationship over short term personal gain and it is for this reason I would like to personally endorse his services to you.”
Steve Clout, Taunton
“We have used Doug as a Financial Advisor over the course of several years now. Doug came to us by recommendation and we have in turn recommended him to other friends and colleagues. We have found Doug’s services to be of an excellent standard, with a very in-depth knowledge of his subject as well as being flexible and reliable in his approach to meeting
clients’ needs.”
Top qualities: Great Results, Expert, High Integrity.
Client since 2005
Jeremy Raynard, Southwater, Horsham
“Doug has known my family and me for several years and helped with many aspects of our financial planning from mortgages to pensions, and from budgets to savings. I would recommend him
without hesitation for his excellent work, patience, reliability and support”
Top qualities: Personable, Expert, High Integrity.
Client since 1993
Karen Burgess, Camberley, Surrey
“Over the years, Doug has always given good advice
personalised to my needs. He is my trusted advisor in this field. I would recommend him to anyone considering seeking financial advice.
Top qualities: Great Results, Expert, High Integrity.
Client since 1999
Sheila Apicella, Reigate, Surrey
About us
Life is Not a Rehearsal.
From losing both his parents, within 12 weeks of each other, aged just 64 & 63, Doug Bennett, owner of DB Financial realised that Life is not a Rehearsal, and that everyone should seek every opportunity to enjoy your wealth while you can.
LIFESTYLE FINANCIAL PLANNING is at the Core of what we do. With this in mind the team at DB Financial will help you understand your finances, and work with you on your planning to help ensure you live life fully without fear of ever running out of money, we will also give you the confidence to spend where necessary and enjoy the experience.
Our services
You have worked really hard to create your wealth.
We will help you gain greater confidence to understand it. Where it is, What it is doing, How it is doing, and then help you gain the Peace of Mind & Security of knowing whether you can live the life you want to live without fear of ever running out.
We do not do one off projects, we look to create a long term mutually beneficial relationship with our clients.
Compliance
DB Financial is an appointed representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority.
Not all of the Services listed are regulated by the Financial Conduct Authority
YOUR HOME MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
There will be a fee of up to £995 for the arrangement of a mortgage.
We offer restricted advice on investment and pensions, which means that our advice is restricted to advice on a wide range of products from a panel of companies. You may ask us for a list of the companies and products we offer advice on. When dealing with investments and pensions products in each case we will advise you and make a recommendation after assessing your needs
