Devine Financial Management Ltd

We are whole-of market (i.e. fully independent) Financial Advisers based at 20 St Dunstans Hill, Monument, London, EC3R 8HL.

We are ideally placed for Central London and the City, EC3, EC4, EC2 and EC1, as well as E1 and E2. 

We advise on all areas of retirement planning, with tax savings advice wherever possible. This can include drawdown, SIPPs, annuities, cash flow, tax mitigation, lifetime allowance, annual allowance and tapering.

We also specialise in investments, portfolio design and maintenance, incorporating ISA, unit trust / OEIC (open ended investment companies). The platforms we utilise can offer Exchange Traded Funds (ETF), Investment Trusts and LSE-traded shares. We also offer advice on VCTs (Venture Capital Trusts) where appropriate. Your tax position is important and we take care to maximise efficiencies.

We also advise on Estate Planning and IHT mitigation. 

We also advise on traditional areas such as life insurance, critical illness and other protection products, in particular for contractors and small business owners where again, tax advantages can be found.

Finally we advise SMEs on group schemes including group pensions, private medical (PMI), group life.