With so many financial advisers to choose from, why would you come to us? We hold ourselves accountable to a code of conduct, which in summary pledges, "Nothing will we say or do, that we wouldn't appreciate you saying or doing to us".
We can advise you on
Pensions & retirement planning
ISA / Unit Trusts / OEICs
Investing for income
Socially responsible investments
Savings for children
Accident & sickness
Income protection insurance
Capital gains tax
Group Protection/Life Insurance
Group critical illness
Group income protection
Group life insurance
Last authorised 7th June 2021
Meet our advisers
Mr Stephen Walters
Independent Financial Adviser
Qualifications & Accreditations
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
What our clients say
Stephen has been my financial adviser for over 30 years. Need I say more! Over recent years I have been a very satisfied ETF client and am delighted with the performance of my current ESG portfolio.
Were a friend to ask which IFA you consult, would you feel confident to say Dexterity? - A very definite YES
I have followed your advice for 40+ years. This is probably because I have faith. The main thing I would say to others is that Stephen is the very essence of the word ‘independent’ in IFA. I cannot say that of other ‘IFA’s’ I have come across.
I would never have considered investing in ETFs in the past, preferring to play safe with ‘default’ and ‘managed’ funds. I enjoy Stephen’s clear rationale for selecting clear, bold themes which are instantly relatable. I firmly believe in the ESG themes, particularly Clean Energy, and my portfolio thrives.
We are more than happy with the way you have looked after our finances over the last quarter of a century and have every confidence in your advice and decisions. Your grasp of the English language is a joy to read.
I began work as an IFA in 1989. The work I enjoy most is helping people clear their confusion about money, and their fear of error. Much like a GP takes pleasure in patients self-managing their own long-term medical health, I celebrate clients becoming confident to self-manage their own portfolio of investments. I own the company and have an administrator colleague, Philip.
Our desire is to be clear, fair and consistent; so you'll see in us accountability for everything we do, say, don't do, and don't say. You'll find us transparent and precise about our fees, and you'll always be in-control of both your money.
Believing simple, transparent and low-cost trackers will fully meet the needs of most investors, we specialise in a kind of tracker known as Exchange Traded Fund (ETF).
Gone are the days when investors in ethical funds had to tolerate smaller profits in return for their principles. We'd like to introduce you to index-trackers of clean energy other modern themes.
Where to find us
Head office address: Scott House, 10 South Saint Andrew Street, Edinburgh, EH2 2AZ
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
Online (Live chat, video, email)
Face to face