Empirical Financial Planning

We’re completely independent, which means we aren’t bound by any in-house products or fund ranges. Using Evidence-based Advice, we can actively seek out the best-in-class solutions to meet your needs, free from any bias or conflict of interest. We use a unique blend of economic theory, empirical analysis, & behavioural science as guiding principles in the pursuit of the optimal.

We offer a comprehensive service, using our unique evidence-based advice to design a bespoke "flight plan" to map out where you are vs where you want to be. We'll then act as your "pilot" to guide you through an ever-changing landscape of financial markets, legislation, taxation, and much more.

What's included in a comprehensive financial plan?

- Net Worth and Cash Flow (Debt, Budgeting, Cash Flow Analysis)
- Risk Management (Health, Life, Long Term Care & Sickness Analysis)
- Investment Management (Portfolio Analysis)
- Tax Management (Income tax, inheritance tax, capital gains etc)
- Retirement Planning (Scenario Planning, Drawdown, Flexi-Access etc.)
- Estate Planning (Review of Wills, Trusts, etc.)

We can also work on a fixed-fee basis and can undertake specific project work, for example, focussed advice on a specific issue or one-off tax calculations etc.

Empirical Financial Planning Ltd is an appointed representative of Validpath Limited, which is authorised and regulated by the Financial Conduct Authority No. 197107. Empirical Financial Planning Ltd is registered in England and Wales. Registered office 76 King Street, Manchester, M2 4NH.