Fletcher Associates Financial Services Limited

Independent Financial Adviser  1st Floor, Ripon, North Yorks, HG4 1JY
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FCA authorised
Last authorised 14th June 2021
Award winning financial planning firm giving quality independent advice. We specialise in investments and pensions (including drawdown).
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Meet our advisers
MR Carl Fletcher Dip PFS, CeRER
Director
About us

We are a firm of Independent Financial Advisers (IFA’s) based in Ripon, North Yorkshire. We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives. Carl Fletcher is a Member of the Chartered Insurance Institute & The Personal Finance Society. He has been a Financial Adviser for over 30 years. Carl has been voted one of the Top 250 IFAs in the UK according to reviews received on the consumer ratings website VouchedFor & published in the Sunday Times.
Key areas of planning and advice include: Pensions- Corporate and Private Retirement Planning. including SSAS, SIPPs, Income Drawdown and Annuities. Investment- For pre and post retirement, growth or income, including associated tax planning. Corporate Solutions- Employee Benefit Schemes, Shareholder and Partnership Protection, Including Key Person Cover. Our approach is to deliver professionally researched, clear and concise recommendations.

Our services

Our financial advisers are dedicated to providing quality Independent Financial Advice, across a broad spectrum of individual interests from across the entire marketplace. These range from individually tailored investments, retirement, personal pension and wealth management solutions through to mortgage and protection arrangements.
Client loyalty is the foundation of our practice and we recognise the importance of our existing clients support. Once we have gained this support, we work hard to maintain it by providing a highly personal and professional service.

Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face

1st Floor, 2 North St, Ripon, North Yorks, HG4 1JY

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