Future Asset Management LLP
21st October 2019
Taking the stress and uncertainty out of retirement.
We can advise you on
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
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Mortgages
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
-
Financial planning
- Wealth management
-
Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
-
Savings
- Lump sum
- Regular savings
-
Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
-
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
-
Business
- Commercial mortgages
- Employee benefits
- Group pensions
- Group protection
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Long Term Care
- Long term care
Meet our advisers
David Wingar CFPTM Chartered MCSI
Managing Partner
Qualifications & Accreditations
CFP - Certified Financial Planner Licence (IFP)
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
AFPC - Advanced Financial Planning Certificate (CII)
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
G10 - Taxation and Trusts (CII)
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
G60 - Pensions (CII)
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
G20 - Personal Investment Planning (CII)
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
Chartered Wealth Manager
This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.
Accreditations
Graham Wingar Certified Financial Planning Professional of the year 2018, Chartered MCSI
Financial Planner
Qualifications & Accreditations
CFP - Certified Financial Planner Licence (IFP)
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
CF4 - Retirement Planning (CII)
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
R03 - Personal Taxation (CII)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
CISI Diploma (CISI)
This postgraduate finance qualification covers the areas of securities, investment, compliance, derivatives, corporate finance and operations. It provides flexibility and choice, enabling candidates to concentrate on areas relevant to their chosen career path
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
AF4 - Investment Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
CF6 - Certificate in Mortgage Advice (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
CF3 - Financial Protection (CII)
This examination assesses a knowledge and understanding of financial protection plans.
CF2 - Investment and Risk (CII)
This examination assesses a knowledge and understanding of investment products and the risks involved.
CF8 - Certificate in Long-Term Care Insurance (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
Certificate in Equity Release
This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.
Chartered Wealth Manager
This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.
Accreditations
What our clients say
‘For us being fortunate enough to meet David Wingar has opened up possibilities and options that we did not know existed. Having his help to select options, make a plan together and then to be able to have him take care of the execution completes the cycle. The annual review ensures the plan always reflects our current circumstances.
“David, I want to express my huge thanks and appreciation for
the tremendous results you and your team have achieved for us.
The exceptional and incisive advice that you offered, followed by
a faultless implementation and transaction have provided us
with the significant breathing space needed in which we can
develop and secure our own future. I have been humbled by my
lack of awareness and appreciation of the benefits you provide;
and across such a broad spectrum of life. I sincerely believe that
our journey would have been easier had we engaged you much
earlier. Thank you very much.”
Grahams' knowledge and skills have been invaluable to me since setting up my own business two years ago. It can be quite intimidating finding the right help as I know very little about financial planning. Graham is a very honest guy and I feel this is his greatest attribute, he has helped has helped me safeguard mine and my partners incomes were we to become ill and not able to work, secured our mortgage and given us advice on pensions and savings.
Where to find us
Number Three, Waterton Park, Bridgend, South Wales, Bridgend, CF31 3PH
Make an enquiryAbout us
Future Asset Management LLP is an Independent Financial Advisory firm established in 2004 and offers a comprehensive financial planning service tailored to clients specific needs. Whether it be personal or corporate, we work holistically with clients who can only benefit from our expertise and high quality level of service thus adding real value to their long term financial wellbeing.
Our services
We get to know our clients to understand what they want to achieve. We then ensure you have the right plan in place to achieve your financial goals.
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