Future Asset Management LLP
10th September 2018
Specialist Advisers in Retirement Planning including the use of Flexi-Access Drawdown.
We can advise you on
-
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
-
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
-
Insurance & protection
- Accident & sickness
- Buildings and contents
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
-
Mortgages
- Buy to let
- Commercial for individuals
- Equity release
- First time buyers
- Flexible
- High loan to value
- Home reversion
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
-
Savings
- Lump sum
- Regular savings
- Savings for children
- School fees planning
-
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
-
Business
- Commercial mortgages
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group pensions
- Group private medical insurance
- Group protection
- Group risk
-
Financial planning
- Wealth management
-
Long term care
- Long term care
Meet our advisers
Graham Wingar CFPTM Chartered MCSI
Financial Planner
Qualifications & Accreditations
CFP - Certified Financial Planner Licence (IFP)
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
CISI Diploma (CISI)
This postgraduate finance qualification covers the areas of securities, investment, compliance, derivatives, corporate finance and operations. It provides flexibility and choice, enabling candidates to concentrate on areas relevant to their chosen career path
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
CF6 - Certificate in Mortgage Advice (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
R03 - Personal Taxation (CII)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
CF8 - Certificate in Long-Term Care Insurance (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
CF4 - Retirement Planning (CII)
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
CF3 - Financial Protection (CII)
This examination assesses a knowledge and understanding of financial protection plans.
Chartered Wealth Manager
This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.
Certificate in Equity Release
This qualification assesses a knowledge and understanding of the mortgage process and the principles of
equity release.
CF2 - Investment and Risk (CII)
This examination assesses a knowledge and understanding of investment products and the risks involved.
AF4 - Investment Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
Accreditations
David Wingar CFPTM Chartered MCSI
Managing Partner
Qualifications & Accreditations
Chartered Wealth Manager
This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.
CFP - Certified Financial Planner Licence (IFP)
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
G10 - Taxation and Trusts (CII)
This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
AFPC - Advanced Financial Planning Certificate (CII)
In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.
G20 - Personal Investment Planning (CII)
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
G60 - Pensions (CII)
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
Accreditations
What our clients say
Grahams' knowledge and skills have been invaluable to me since setting up my own business two years ago. It can be quite intimidating finding the right help as I know very little about financial planning. Graham is a very honest guy and I feel this is his greatest attribute, he has helped has helped me safeguard mine and my partners incomes were we to become ill and not able to work, secured our mortgage and given us advice on pensions and savings.
“David, I want to express my huge thanks and appreciation for
the tremendous results you and your team have achieved for us.
The exceptional and incisive advice that you offered, followed by
a faultless implementation and transaction have provided us
with the significant breathing space needed in which we can
develop and secure our own future. I have been humbled by my
lack of awareness and appreciation of the benefits you provide;
and across such a broad spectrum of life. I sincerely believe that
our journey would have been easier had we engaged you much
earlier. Thank you very much.”
‘For us being fortunate enough to meet David Wingar has opened up possibilities and options that we did not know existed. Having his help to select options, make a plan together and then to be able to have him take care of the execution completes the cycle. The annual review ensures the plan always reflects our current circumstances.
Where to find us
Number Three, Waterton Park, Bridgend, South Wales, Bridgend, CF31 3PH
Contact usAbout us
Future Asset Management LLP is an Independent Financial Advisory firm established in 2004 and offers a comprehensive financial planning service tailored to clients specific needs. Whether it be personal or corporate, we work holistically with clients who can only benefit from our expertise and high quality level of service thus adding real value to their long term financial wellbeing.
Our services
If you are approaching retirement and want to know about your options, Future Asset Management LLP can help you make the most of your retirement savings by recommending the most suitable strategy for your circumstances.
For clients who are looking to save and plan for their retirement, Future Asset Management LLP ensure your pensions and investments are managed in accordance with your personal situation and preferences. This bespoke management helps clients understand more about their pensions and investments.
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Professional Independent Financial Advisers providing an all-round personal service based on 100+ combined years of expertise in managing people’s Wealth.
We work for our clients. We build a relationship with you to provide Independent, Unbiased and Objective financial advice.
From April 2015 savers over 55 will have more freedom with their pension funds. Talk to us about your options.
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