Independent financial planners & mortgage advisers helping online and in-person
- 5 star rated with Trustpilot & VouchedFor
- Wiltshire Business Awards finalists
- A 'UK's Top Rated Adviser' since 2013
- Regularly appearing on national publications
What our clients say
I was planning for exiting my business and wishing for a difference of opinion from advice received with current advisers, as not sure I was receiving value for money. Sanjay was fully independent, a breath of fresh air and took into account my goals in life, not just how much money I had. He approached things from a way in which I was not expecting (a really good thing) and helped me realise the important things in life. One of the first things he did was explain how I could achieve my goals by being more tax efficient and as a result of some clever (I think very clever) planning, saved over 20,000 in taxes this year. A fresh approach from simply trying to suggest I invest in various things. It became clear where I sat with achieving my goals financially and, as I enjoy my lifestyle, I realised very clearly and accurately that there are simply tweaks (as he put it, not looking to reinvent the wheel!) to be carried out, which will help me have enough money to retire when I wish to and not worry about money. Without realising it at the start of our initial meeting, this was absolutely the outcome I was hoping for - although I did not know it at the time! Very pleased I decided to enquire about obtaining a second opinion, as my current (or now previous) adviser had not ever mentioned anything like this and instead earning money off my investments for doing not a lot, it now appears.
Sanjay has given consistently solid advice and helped me plan for my retirement, even though I have continued to work into my retirement! He has made arranging my financial affairs effortless and I am happy I chose Sanjay to be my adviser as six years on, he is still as attentive to detail and considerate as he was at the start. I happily recommend Sanjay as a five star rated adviser and his costs are, in my opinion, excellent value for money.
Sanjay took the time to get to know me before suggesting improvements. He avoided using confusing words and kept everything very simple and easy to understand, which was refreshing as previously I have found others try to use techy sounding terms to bamboozle me. I have been dealing with Sanjay for just under two years now and for the first while he suggested waiting before making any changes, which was nice rather than try and treat me like a digit. He has been available to answer any questions promptly and his standards are as high as the day we first met. He was the first person I'd ever spoken to that actually listened to what I wanted rather than try and sell me products! A really satisfied client and I look forward to working with Sanjay for many years.
Sanjay keeps in touch and helps me feel safe about investing my money. I trust him to look after my investments and provide regular updates. Our review meetings are always enjoyable, informative and he explains things at a level that I can understand, which is much appreciated.
I have been with Sanjay for just over 10 years and I have no intention to look elsewhere for advice as he fulfils all my requirements really well and as such can suggest no further improvements.
Sanjay came recommended by a local estate agent and throughout my dealing with him, every company in the area I dealt with knew him either personally or by reputation and spoke very highly of him. He is extremely knowledgable within the services he provides and caters for the specific needs of individual clients (my earning situation made me require a specialist to understand the nature of my industry and how it works) and he responded to all questions, emails and calls quickly and thoroughly. I'd have absolutely no doubts about recommending him personally to family and friends.
Sanjay is very patient with me and invests my money in areas that I am comfortable with, knowing that I am very low risk. He helps me with my tax figures as well and is very polite and informative. He makes sure my money is in the right places at the right time and reviews this regularly with me, keeping me up to date which wasn't always the case when I received advice from elsewhere before. I know he cares about making sure the right thing happens to his clients, having been with him since 2006.
Sanjay is a very approachable and positive person and from someone like me who knows nothing about pensions, he is extremely good at explaining in layman terms, what needs to be done. He listens to what has to be done and gets its sorted very quickly. After reading many reviews of other financial advisors, I know I made the right choice in Sanjay and am so grateful for all his help and fantastic service.
I have known Sanjay from the days he worked in the Halifax and I have always found him to be very honest, professional and reliable. He listens intently and is patient when explaining anything complicated to me. I wouldn't hesitate in recommending Sanjay as a financial advisor.
Listens, understands and accommodating. Very helpful explaining the products to consider with pros and cons of products and plans being considered.
Sanjay took the time to really get to know me and what I was after, helping me understand things that I wasn't even aware of. He then rearranged my affairs from a previous adviser better, so that everything worked for me. He held several meetings with me before making any changes and with hindsight I can now see the benefit of doing this. I met with several advisers however chose Sanjay as his way of working was refreshingly different and I felt value for money. Also because I know he will be around for a long time to help me spend my money!
Anil really listened to all of our requirements and was able to advise us appropriately. He works in a very professional manner and always replied promptly to all our queries. Nothing was ever too much trouble! From working in the financial service sectors myself, this has been some of the best service I have seen. I would recommend and advise anyone to approach Anil, as you will be offered an excellent quality service.
Sanjay is a fantastic adviser who listened and understood my needs, then supported me with the relevant solutions - Very happy with the service I received and would recommend to anyone.
Rather than I had experienced before, Sanjay was not trying to suggest products straight away and he was not interested in how much I had to invest, which was a refreshing change from other advisers.
More so, he was focussed on finding out about my goals and explaining how he can help make them come true and only then discussing the alterations of my existing assets and fixing my sizeable portfolios to be aligned with what MY goals are.
Simon, Senior Banker
Our head office is located in the heart of Old Town, Swindon, Wiltshire. We have offices conveniently located both on the ground floor and first floor. This office has recently undergone renovations and has been designed to help clients and staff feel as relaxed as possible. You are welcome to pop in and say "hi"! Our office opening hours are Mon-Thu 9-5.30pm, Fri 9-5pm and Sat 9-3.30pm.
Future Planning focuses on you and your goals. We really listen to you and everything we do is conducted by keeping the client as our highest priority.
We pledge to only ever tell our clients the truth and being truly independent means that we are not working on behalf of anyone else but you. We have a passion for delivering good advice and seeing every client we work with lead a more fulfilling life.
We work with individuals, businesses and business owners whether for retirement, investment or tax planning, mortgage brokering, estate and inheritance/succession planning o
We listen to what it is that you wish to achieve and we care about each client we work with. Delivering excellent service is very important to us both on an initial and ongoing basis. You are welcome to hear from our clients here: <url hidden>
By spending quality time finding out what is important to you, we explain what your future will look like, whether or not your dreams are a reality and how we can help to improve your situation.
We are able to undertake detailed financial cashflow planning works to help our clients enjoy the optimum lifestyle possible. Throughout this we identify any tax-planning opportunities and ways in which we are able to add increased value, such as help your money grow further or enable you to achieve your goals sooner.
We are also expert mortgage advisers with access to the whole of market and help in a wide range of areas here.
Where to find us
Head office address: Future Planning, 54 Devizes Road,, 54 Devizes Road, Swindon, SN1 4BG
Your home may be repossessed if you do not keep up
repayments on your mortgage.
Future Planning is a trading name of Future Planning Wealth Management Ltd, which is registered in England and Wales number: 09566818. Authorised and regulated by the Financial Conduct Authority. FSR number 705061. Registered Head Office: 54 Devizes Road, Swindon, Wiltshire, SN1 4BG