What our clients say
I approached Matthew about transferring a final salary pension fund into a fund where I could manage the drawdowns myself. At the outset I was impressed how Matthew looked carefully at figures presented before recommending whether it was a good idea to do this based on my individual circumstances. I very much got the impression that if it wasn't right for me then he would say so which is exactly the advice I was looking for. In the end I did decide to transfer after receiving the pros and cons from Matthew and the transfer went through very quickly thereafter. I have opted to have Matthew manage the fund for me going forwards and I like the idea that I can contact him at anytime to discuss this I would have no hesitation in recommending Matthew to others
The service we had from Matt was brilliant and we would not hesitate to recommend him to others. We had a slightly unusual set of circumstances but he dealt with all our queries very quickly and even managed to get us two mortgage promises within a very short period of time. He was extremely knowledgeable, put us at ease and was a pleasure to deal with. Thank you very much for all your assistance, Matt.
"We have only good things to say about Matt. From mortgage arrangement to personal pensions the advice we have received has been second to none. Matt takes the time to make sure you understand all your options with absolutely no pressure. Matt responds quickly to queries in a professional and approachable manner. We would not hesitate to recommend Matt's services. We will certainly be using him for all our financial planning in the future. Thanks very much."
"We had spent years fretting over our pension provision when we finally bit the bullet and contacted Dalbeath. Matt came out to see us that week and expertly led us through all the issues that had been confusing us. We are now confident we are putting enough away each month to ensure a reasonably comfortable retirement. Matt also gave us guidance on a number of other issues, such as life insurance and mortgages, but put no pressure on us to buy any products. I would not hesitate in going back to Dalbeath for advice in the future as I believe they are honest, trustworthy and knowledgeable."
"Matt arranged our mortgage on our new family home in Linlithgow. We were extremely happy with the service from start to finish. He was extremely good at keeping you up to date during each stage of the process and instils a sense of confidence at what can be quite a nervous time. As a result of Matt providing such great service I also asked him to source and arrange a buy to let mortgage for me which he did, with the same efficiency whilst ticking all the boxes along the way. I have recommended him to various people since and will continue to use them wherever possible. Thanks guys."
"Matt Harris is an ideal financial advisor. He has advised us on pension management and on extending the fixed term on our mortgage in the last few months and combines good advice with a collaborative style of consultancy: he intervenes on your behalf if you want that. Alternatively, he will advise you on how to manage it yourself. Definitely an excellent and competitive service. We would recommend Matt without reservation"
Based in Boston Spa. Yorkshire, we offer intelligent, FCA-regulated independent financial advice on pensions (including final salary pension transfers), investments, mortgages, life insurance and many other areas to clients across the UK. The founder Matthew Harris has more than twenty years of investment and pensions industry experience. Our service is friendly, efficient, professional and good value for money, and an initial assessment of your situation is always free.
We provide independent advice on personal and occupational pensions, including choosing a pension company, selecting investments, and using annuities or income drawdown to provide retirement income. We also advise in final salary pension transfers.
Our independent mortgage advice service cuts the stress out of the residential or buy to let mortgage application process - we will find you the best deal and apply on your behalf, saving you time, worry and money.
We also advise on investments, insurance, auto-enrolment, wealth management, trusts and estate planning.