Hine Downing Financial Services

Independent Financial Adviser Hine Downing Financial Services, 8-14 Berkeley Vale, Cornwall, Falmouth, TR11 3PH
First meeting at adviser's own cost
Response rating
7.0/10
FCA verified
10th December 2018
As a business our principle aim is to protect, maintain or improve our clients' financial wellbeing in an ever-changing world.
We can advise you on
    • Buy to let
    • Equity release
    • First time buyers
    • Flexible
    • High loan to value
    • Remortgage
    • Residential
    • Right to buy
    • Self employed
    • Ethical investments
    • Investing for income
    • ISAs
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Accident & sickness
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • Sipps
    • Stakeholder
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Capital gains tax
    • Estate planning
    • Taxation planning
    • Wealth management
    • Long term care
Meet our advisers
adviser-person
Steve Bonney DIPS PFS CERTS CII (MP & ER)
Director & Independent Financial Advisor
adviser-person
Kathy Payne
Independent Mortgage Advisor
adviser-person
Trystan Trezise DipPFS
Managing Director & Independent Financial Adviser
adviser-person
Robert Bourguignon
Business Development Manager
adviser-person
Rosalyn Shallcroft
Independent Financial Adviser
Where to find us

Hine Downing Financial Services, 8-14 Berkeley Vale, Cornwall, Falmouth, TR11 3PH

Contact us
About us

Hine Downing Financial Services (HDFS) is the trading name of the Professional Financial Centre (Cornwall) Ltd, a firm of Independent Financial Advisers who advise on a 'Whole of Market' basis. HDFS is largely owned by the Partners of Hine Downing Solicitors LLP and is authorised and regulated by the UK's Financial Conduct Authority.

Our fully qualified team of financial advisers/planners are highly experienced and their principal ethos is to always place the client first. HDFS provides a broad range of financial planning services, so the professional guidance available through the company will assist clients in making important informed decisions both now and in the future and help them achieve their short, medium and long term financial goals. To ensure client's satisfaction, a regular comprehensive review service is available to all clients in order to analyse the progress of their current financial planning and re-appraise their expectations and future needs.

HDFS is strongly committed to a policy of promoting local organisations and events which have a positive and beneficial impact on the local community. Both as a business and as individuals we take great pleasure in supporting many cultural, maritime and sporting activities.

Our services

While our transparent processes may change over time, some things remain constant such as our personalised and professional approach, our close links with the community and our reputation for developing lasting relationships with our clients.

Whether or not working closely with the client's own accountant or solicitor, the HDFS advisers provide client specific financial planning advice via comprehensive written recommendation reports, on a wide range of financial planning subjects, which include Savings and Investments, Pension plans and Retirement planning, Long Term Care planning, Inheritance Tax planning, Mortgages and Equity Release schemes and Family Protection, as well as Trustee investment planning.

Advice methods
  • icons
    Face to face
  • mouse
    Online (Live chat, video, email)
  • phoneButton
    Telephone
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Compliance

Whether you are new to investing or an experienced investor, please remember that past performance is not necessarily a guide to future performance and you may get back less than you initially invested. Always seek professional advice prior to investing or in the event of withdrawing the capital, whether in part or in full.
If you purchased your home with the aid of a mortgage loan, remember that your home may be re-possessed if you do not keep up the repayments on your mortgage.

Hine Downing Financial Services is a trading name of Professional Financial Centre (Cornwall) Ltd which is authorised and regulated by the Financial Conduct Authority. FCA reference No: 229752. Registered in England under Company No: 4868939.

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