Watson Financial Planning
I am an Independent Financial Adviser specialising in Pensions and Investment advice in the Borders, Northumberland and the Lothians. I have over 20 years of experience in financial services
We can advise you on
Pensions & divorce
Pensions & retirement planning
ISA / Unit Trusts / OEICs
Investing for income
Socially responsible investments
Savings for children
Capital gains tax
Last authorised 14th June 2021
Meet our advisers
MR Ian Watson
Independent Financial Adviser
Qualifications & Accreditations
DipFA - Diploma for Financial Advisers (LIBF)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
What our clients say
“Good finance and professional planning is essential. During the past two years Ian has advised us on planning and investing. Our portfolio construction was professionally produced and simple to follow – an asset lacking in many other establishments.
The annual follow up and review was positive and no changes were required which emphasised the importance of getting the initial investment correct.
Added to the investments was the recommended change of home insurance policy which was very beneficial to our needs.
A pleasant and positive approach to customers, clear and constructive advice, no pressure at any time.”
“The only thing I know about money is how to spend it!! Then I met Ian….I have full confidence that my financial affairs are being professionally managed enabling us not to worry about the future. We now meet every six months and are kept up to date with the portfolio and its progress. I have recommended him to both family and friends who are very happy to have him on board. He gives a one to one service and is always on the end of a phone. A true professional offering a very personal service.”
“My previous financial advisor organised my pension, took his commission and was never seen or heard of again. Fortunately, I was introduced to Ian by my accountants, Diamond Financial, and I have never looked back. Ian has done more for me than anyone previously and when he says: “I will be back ” he means it. Ian is always at the end of the phone to answer questions and to give advice and there is an open invitation to drop into his office for a coffee.”
“We are both delighted with the service Ian has provided. We met Ian a couple of years ago when we were at an early, semi-retirement stage, and wanted to make sure that the savings we had were put to good use and would ensure as good an income as possible. Ian guided us through all the alternatives and listened to our needs and plans for the future. His proposals have proved to be very sound. Although we considered ourselves to be reasonably financially aware, we could have never achieved the results without Ian’s professional expertise. We would have no hesitation in recommending Ian to friends and family.”
“For sound advice and investments, whether it be on financial matters, pensions or taxation, I have found Ian to be the go to man. Bottom line is, there is no hard sell with Ian, it is all in plain speak and easy to follow, not like other competitors, when explaining, it just goes over your head. It is laid out step by step, simple. I would not be in the position I am today, if it had not been for Ian. I could not have done it myself.”
With over 20 years experience in the financial services industry Watson Financial Planning are ideally placed to provide you with a fully independent review of your circumstances. We specialise in all aspects of pension and investment advice. Please free to contact Ian to arrange a first meeting which will be at our expense. You are welcome to come for a coffee at our main office in Berwick-Upon-Tweed or we can come to you. We cover the Borders, North Northumberland and the Lothians.
We look to form long term relationships with our clients to help them achieve their financial goals. Being a local adviser with a local approach has meant many of our clients have come to us for advice and passed on friends and family to help our business grow together.
Where to find us
Head office address: Unit 4, Ground Floor, 5 Kings Mount, Ramparts Business Park, Berwick-Upon-Tweed, Northumberland, TD15 1TQ
Minimum wealth (income/assets)
Minimum mortgage value
Online (Live chat, video, email)
Face to face