In Partnership

Independent Financial Adviser  On-Line House, Horsham, West Sussex, RH12 1RD
First meeting at adviser's own cost
Call Darren Sperring <phone number hidden> for straightforward, independent financial advice which you can trust.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Group ISA
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Group Pension/Stakeholder
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
Response rating
9.5/10
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FCA authorised
Last authorised 20th September 2021
Meet our advisers
MR Darren Sperring BA Hons DipFA CeMAP CeRER

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

What our clients say
"Darren is very helpful and knowledgeable in his business. He is good at explaining everything in laymen terms which makes it easy for me to understand. I find him sincere, and he always finds ways of saving me money instead of giving it to the taxman!!! I would recommend his services to everyone."
Miss M, Horsham
"We found Darren extremely helpful, he understood our financial situation, and explained everything thoroughly. He was very professional, and we would definitely recommend him."
Mr & Mrs H, Ashington
"We have been dealing with Darren Sperring for 11 years on financial matters. We have followed him though his career changes because of his courtesy and meticulous care in making sure we understand the risks and potential rewards of the investments we have made. We have learned to trust him as a friend with our financial affairs which is a great boon and assurance in the minefield of finance."
Mr & Mrs W, Chichester
About us

In Partnership is the trading name of The On-Line Partnership Limited which was established and authorised in the year 2000. As well as our National adviser firm, we also service the regulatory needs of over 400 Financial Advisers nationwide within our Network, and have recently moved under the umbrella of Russell Investments. We are authorised and regulated by the Financial Conduct Authority and maintain rigorous controls to ensure that all clients receive the best advice and service to meet their particular needs.

Our services

With over 15 years experience in Financial services, I offer professional, impartial advice after researching the whole of the market.

I keep explanations simple and jargon free to help you understand the important financial decisions you are taking.

Allowing a single adviser, who you trust, to work with you, to make suitable financial decisions, will ensure that your aspirations can be met tax efficiently.

Your wealth is under attack, it has never been more challenging to create and preserve it.

Our first meeting, in the comfort of your own home, or at my Horsham office, is free of charge.

Where to find us
Head office address: On-Line House, 50-56 North Street, Horsham, RH12 1RD
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£500,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • icons
    Face to face
Response rating
9.5/10
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FCA authorised
Last authorised 20th September 2021

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