Integral Financial Planning Limited

Steve helped us understand our options with an old final salary pension my wife had very clearly. We discussed all the pros and cons and, with the exception of the pension providers taking a long time, our plan was set up well and we are confident in the future of this pension. I wish we had found an adviser we could trust years ago.

What were the circumstances that caused you to look for a Financial adviser? Pension and ISA consolidation. How did Stephen Groves help you? Steve recommended and implemented a portfolio of funds for my pension and consolidated my existing pensions onto a new platform. It has performed very well.He has also recommended a fund portfolio for my ISA which he is in the process of setting up. What is your current situation? Have you seen the outcome you were hoping for? Steve's advice has been excellent so far. I am very happy with the service. What could they have done better? We had a very small problem with post which Steve is now resolving and in the meantime Steve went out of his way to meet me at my work location during the day complete our current business. Excellent service.

What were the circumstances that caused you to look for a Financial adviser? I was looking for some help to understand the various pension pots I had accrued over the years, and some advice on whether to transfer them into one pot, how to do this, what it would mean for me etc. I generally needed some help in understanding what I had and what was the best thing to do with it. How did Stephen Groves help you? Stephen gave me a free initial consultation, which was nearly 2 hours long. He carefully explained to me the type of pensions that I hold, the advantages and disadvantages of keeping each one, the issues I needed to consider in transferring them to one provider and the options available for me. He then researched both my current 'pots' and options in some depth and reported back to me carefully and clearly, providing a written report, and talking all aspects through with me in full. What is your current situation? Have you seen the outcome you were hoping for? Support from Stephen helped me make the decisions I had been putting off for some years. I now hold all my pensions pots in one policy and know and understand what I have. It's too early to say how they will perform but I think I feel as confident as I could that I have done the right thing. What could they have done better? Nothing. He was polite, friendly, well-dressed; explained things very clearly and carefully; never became impatient when I struggled to understand things and never lost patience! he also came to my house, which was great.