Michael Forward Financial Services Ltd

Independent Financial Adviser 6 Wenning Lane, Emerson Valley, Milton Keynes, Bucks, MK4 2JF

First meeting at adviser's own cost

Response rating

7.7 /10

9th December 2019

We are a small and friendly firm of Independent Financial Advisers specialising in pensions, retirement planning and later life advice.

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Building your home
- Buy to let
- Equity release
- High loan to value
- Self-employed mortgages
Insurance & protection
- Critical illness

Make an enquiry Request a call back Recommend to a friend

Meet our advisers

Andrew Smith Dip PFS

Financial Adviser

Qualifications & Accreditations Hide qualifications

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

AFPC - Advanced Financial Planning Certificate (CII)

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

G10 - Taxation and Trusts (CII)

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

G20 - Personal Investment Planning (CII)

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

K10 - Retirement Options (CII)

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

K20 - Pensions Investment Options (CII)

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Michael Forward Dip PFS, Certs CII (MR & ER)

Financial Adviser

Qualifications & Accreditations Hide qualifications

MAQ - Mortgage Advice Qualification (CII)

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

CF8 - Certificate in Long-Term Care Insurance (CII)

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

J02 - Trusts (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

Accreditations

Where to find us

6 Wenning Lane, Emerson Valley, Milton Keynes, Bucks, MK4 2JF

Make an enquiry

About us

Established in 1999, we are a small and friendly firm of Independent Financial Advisers with offices in Northampton and Milton Keynes. With many years experience and qualifications behind us, we specialise in pensions, retirement planning, equity release and later life advice. We have received many testimonials from existing clients which show a high level of satisfaction with our advice, and much of our business comes from referrals from clients and professionals alike.

Ring or email to arrange an appointment and learn first-hand about our
first class service. The first meeting or discussion will always be without charge

Our services

SEE THE WOOD FROM THE TREES. In an increasingly complicated world we bring clarity and authority to solving your complex financial planning problems. We specialise in advice about the new PENSIONS FREEDOMS, about EQUITY RELEASE and about CARE HOME FEES PLANNING.

Follow the link to our website and click on Knowledge Centre to view our suite of informative guides. Then ring or email to arrange your complimentary first meeting.

Make an enquiry Request a call back Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Mortgages
- Building your home
- Buy to let
- Equity release
- High loan to value
- Self-employed mortgages
Insurance & protection
- Critical illness

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Special offers

Choose an Unbiased exclusive special offer:

FREE pension health check + £50 off the cost of advice Select

Preferred clients

Minimum wealth (income/assets)

£0

Minimum pension value

£0

Minimum mortgage value

£0

Make an enquiry Request a call back Recommend to a friend

Contact options

Make an enquiry Request
a call back Recommend to a friend

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