Myers Davison Ginger Ltd
Richard provides fully independent trusted holistic client focused financial planning, encompassing investments, pensions, estate planning, mortgages & protection
We can advise you on
Pensions & retirement planning
Buy my next home
Buy to let
Buying first home
High loan to value
Next home / Remortgaging
ISA / Unit Trusts / OEICs
Investing for income
Socially responsible investments
Savings for children
School fees planning
Accident & sickness
Income protection insurance
Capital gains tax
Last authorised 1st March 2021
Meet our advisers
MR Richard Thrower
Qualifications & Accreditations
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Diploma In Financial Planning (CII)
This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.
What our clients say
Richard's advice has been invaluable we would thoroughly recommend him.
His service is second to none.
I wanted to keep an eye on my investments and savings and explore my options.
Guided me every step of the way with procedures and obstacles along the way. Incredibly helpful and patient.
I'm very happy with Richard's work and would highly recommend him.
Richard is a fantastic financial adviser, very patient, transparent, approachable and trustworthy
I was looking to review my long term investments as the performance was less than inspiring.
Richard gave clear and concise advice with options for consideration.
After now several years of following the new recommended investment strategy I am pleased with the results and happy that I bit the bullet and acted.
Richard responded quickly to answer questions in a thorough manner and when complications arose he stepped in to smooth the process
I had recently lost my husband and was looking for help with my savings and investments.
He was very kind and understanding and helped me make the right choice with my investments.
He could not have done better for me.
We were origanlly looking for someone to help with all our finances.
Richard has been on hand to provide us with sound financial advise, reducing our tax liability and increasing our personal income in retirement.
We have been working with Richard for more than 7 years and have found him helpful and always on hand to answer our questions. His regular reviews give us peace of mind.
We are very satisfied with Richard as our financial adviser.
I started claiming my professional pension and had a lump sum from my pension and an inheritance from my late father. Richard has been very helpful in putting my questions in context.
In looking at my yearly income, investment of savings and the forecasting of projected needs and eventualities. The choices are then my own.
Richard has helped me make informed decisions for myself, and select levels of risk with which I have been comfortable. He guides, but does not force the issue at any point. He does not make inflated promises but, thus far, I have been very pleased with progress. He is very accessible and prompt in responding to communication. He explains more complicated concepts clearly.
Richards guidance has proved fruitful thus far. As my personal or external situation changes, I am confident that I have someone who will stand alongside me.
I have not always heard complimentary things about Independent Financial Advisers. Richard is definitely an exception to this stereotype.
I was looking for assistance in reviewing my complete financial situation, specially my savings, investments and pensions. Richard was recommended to me by a friend. Richard was able to provide comprehensive planning for me financially. He was very knowledgeable and made everything easy to understand. I now feel much more confident that the preparation, planning and regular reviews we have together will allow me to retire a little earlier, and yet still allow me the financial capacity to do all the things that I have always wanted to do, both whilst I'm still working and after I retire.
I had spoken to previous IFA's before Richard, who seemed to go out of their way to make things confusing and were totally unhelpful. I have found Richard the complete opposite, friendly, happy to help and willing to go the extra mile. His service has been first class.
I wanted to transfer out of a small final salary pension scheme so that in a couple of years time I could take advantage of the recent changes in pensions legislation. One main issue was the tight time scale I had been given by my pension provider to transfer out. Finding an IFA who was willing and able to help wasn't as straightforward as I'd hoped - especially finding one that didn't charge outrageous fees! Final salary scheme transfers seems to be an area that a lot of IFA's steer clear of, either due to lack of expertise or concerns about future comebacks. Richard quickly understood my specific requirements and after reviewing my circumstances was happy to recommend a way forward that suited my needs and was economically viable. I was apprehensive about being able to meet the tight deadline but Richard assured me that we would be OK ..... and we were, despite Christmas and New Year getting in the way. I have been very impressed with the way Richard has dealt with the whole process from start to finish. Everything was explained to me in detail and was all backed up with relevant documentation. Very happy with Richard's recommendations, documentation and subsequent online access provided. The transfer has just been effected and I'll be keeping a regular eye on the fund's progress.
Richard has been professional and helpful throughout and what's more is a thoroughly good bloke.
I originally had a portfolio with a bank that was not performing well and was receiving very little information as to why ie. no personal contact. I contacted Richard who I had previously met on another occasion and asked for his advice.During our meetings we found him to be considerate and very helpful explaining different types of investments in a straight forward way that would suite our personal requirements. Richard put into place a new investment portfolio for myself and my wife and continues to advise us on our finances on a regular basis in a most understanding and helpful way.
Myers Davison Ginger Ltd are Chartered Financial Planners. Chartered status is only awarded to firms which meet rigorous criteria relating to professionalism and capability. In our business dealings we adhere to the highest standards of ethics & conduct.
The firm is directly regulated by the FCA and we provide truly independent advice from the whole market.
All advisers and staff work within centrally managed processes to ensure advice and service standards are always maintained at the highest level. We understand, and never forget though, that our business is about people, this is why the working relationship between you and your adviser is so important.
All advisers within the firm will always:
•fully understand your objectives before offering advice and solutions
•tailor solutions to you
•present our advice in an easy to understand manner
•be transparent in our dealings so the cost of our services is fully understood
•provide value for money
•fully document what we have done and why
•ensure you are financially organised and your situation is clear
•provide continuance of advice with the same team
•capitalise on investment returns and tax planning opportunities
•ensure you and your family are financially protected
•provide fully independent mortgage advice
Richard has worked in financial services since 1998.
He enjoys helping clients achieve their financial objectives and personal aspirations, through short, medium and long term cash flow planning.
He is a strong believer that an adviser/client relationship is built on trust and achieves this through his continued professionalism and knowledge. He feels that a large part of his role is to take away the anxieties that can be present when dealing with money, so his clients can enjoy life, confident in the knowledge that their spending and planning decisions are the right thing for them.
Where to find us
Head office address: Wilmot Way, Surrey, Banstead, SM7 2PY
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
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