Neptune Capital Management Ltd
Working closely with you, we will build a bespoke financial plan to help meet your financial and life objectives.
Advisers based in Liverpool & Nottingham.
We can advise you on
Pensions & divorce
Pensions & retirement planning
Buy my next home
Buy to let
Buying first home
High loan to value
Next home / Remortgaging
Right to buy
ISA / Unit Trusts / OEICs
Investing for income
Socially responsible investments
Traded endowment policies
Savings for children
School fees planning
Accident & sickness
Income protection insurance
Capital gains tax
Group Protection/Life Insurance
Group critical illness
Group income protection
Group life insurance
Group private medical insurance
Last authorised 26th July 2021
Meet our advisers
Mr Sam Richards
Director | Chartered Financial Planner
Qualifications & Accreditations
FPFS - Fellow, Personal Finance Society (PFS)
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Mr Pete Stephenson
Director | Certified Financial Planner
Mr Iwan Roberts
Director | Financial Planner
Qualifications & Accreditations
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
What our clients say
Sam Richards has been giving me financial and pension planning advice for over 10 years. He’s always been honest and trustworthy and I have always felt that he has my best interests at heart. He was especially helpful when my husband passed away. I would not hesitate to recommend him.
Sam has been our financial adviser for nearly 15 years. He’s provided mortgage, pensions, savings advice and even advised us when we’ve been overspending! Graciously of course, but directly, and always with our best interests at heart. I would highly recommend Sam and his team. They always respond quickly to any of our questions or needs, and make sure every decision we make financially is well considered and well informed. We can’t speak highly enough of Sam.
Sam Richards has been my personal and family Financial Advisory for many years, during which time his financial market investment knowledge, his guidance and advice and strategy has been invaluable when I've needed to make long term family financial investment decisions.
I have no hesitation in recommending Sam, along with Neptune Capital Management Ltd, to anyone looking for excellent financial guidance.
We take a very personal approach to client relationships and strive to serve our clients at the very highest level throughout the different stages of their lives. With all of our clients, we genuinely care and we are on your financial journey with you every step of the way.
We advise a range of clients from business owners and those who have successfully retired, to those just starting out.
Our clients love dealing with our friendly and experienced client support team via email or phone. You will be allocated your own personal office team member who knows your financial situation inside out and works alongside your adviser. Most of our team have worked together and with our clients for over 15 years.
Where to find us
Head office address: Royal Liver Building, Pier Head, Liverpool, L23 7UQ
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
Online (Live chat, video, email)
Face to face
Your home may be repossessed if you do not keep up
repayments on your mortgage.