Aled Philips (of Niche Chartered Financial Planners)

Independent Financial Adviser  15 Brynymor, Llanelli rural, Carmarthenshire, SA15 5DX
First meeting at adviser's own cost
I am a Chartered Financial Planner, which is the highest level of qualification for financial advisers. I am a Director of Niche IFA, a multi award winning firm of Chartered Financial Planners. My goal professionally is to help clients identify, achieve and maintain their desired lifestyle through financial planning.
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Buy my next home
check
Buy to let
check
Buying first home
check
Equity release
check
Flexible mortgages
check
High loan to value
check
Next home / Remortgaging
check
Self-employed mortgages
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Savings for children
check
School fees planning
check
Accident & sickness
check
Buildings and contents
check
Critical illness
check
Healthcare
check
Home and leisure
check
Income protection insurance
check
Life insurance
check
Payment protection insurance
check
Small business
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Corporate pension
check
Employee benefits
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
check
Group risk
check
Long term care
Response rating
9.0/10
check
FCA authorised
Last authorised 14th September 2020
Meet our advisers
Aled Phillips BA (Hons) APFS Chartered MCSI
Ops Director | Chartered Financial Adviser

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

Accreditations
Chartered Financial Planner
What our clients say
A tailored service that's made to measure; a high quality outfit ! I've found Ray and his team to be attentive, professional and genuinely interested in their client's wellbeing. None of the usual flannel or hard sell tactical commission, but they've shown a genuine interest in providing long term solutions tailored to meet my aims and ambitions. Many thanks, Richard.
Richard Winterbottom, Cardiff
Knowledgeable and very friendly service. I felt all my questions and reserve's were answered fully. Niche advised and acted with changes within the pension's sector and always have my best interest's at heart.
Adrian Brice, Bristol
Personable & approachable. I stumbled upon Niche Finance many years ago via Google whilst I was looking for a local Finacial Advisor to review and collate the numerous pension schemes I had accumulated. Ray Adams dealt with my query and we had a meeting where not only my pension situation was reviewed but also all other areas of my personal finance. The advise given was bespoke to my current personal financial situation and I felt they always consider both my immediate and future needs. Not only do I have a manageable pension account, but i have also enjoyed many years of an excellent mortgage rate after accepting Niche advise to change from a fixed to tracker mortgage. I recently re-visited Ray Adams conscious that I had not had a financial review for some years and felt very positive that my finances are in a healthy position and for this I thank him for making me a little more 'money savvy'. I have since recommended friends and family.
Tracey Lawrence, Newport
About us

Niche Chartered Financial Planners are a multi award winning firm owned 100 per cent by its employees - all our advisers and staff possess a shareholding in the company. This means we go above and beyond to provide you with a great service, ensuring you receive the highest quality financial advice.

Our services

Here at Niche, you will...

• Get independent advice: Independent Financial Advisers have access to the whole of the market. This means you'll receive advice that is truly tailored to your situation. No matter what.

• Pay a fixed fee: A fixed fee means your costs are fixed from day one. So you'll know exactly what you are paying for and how much it will cost you from the very beginning.

• Receive a great service: A great service starts with a great team. And because we are a Chartered firm owned by our employees, you can guarantee we'll go above and beyond.

Where to find us
Head office address: 15 Brynymor, Five Roads, Carmarthenshire, Llanelli, SA15 5DX
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Compliance

Niche Sport & Finance Ltd is authorised and regulated by the Financial Conduct Authority (No. 748261). Registered in England & Wales at 5 & 6 Waterside Court, Albany Street, Newport NP20 5NT (No. 10072360).

Response rating
9.0/10
check
FCA authorised
Last authorised 14th September 2020

Similar advisers near you

Independent Financial Adviser 3.32 mi
Financial Solutions Wales is a long established Chartered Financial Planning firm, offering impartial financial advice to our clients since 2005.
 
Restricted - whole of market 7.63 mi
Long standing, trusted & experienced Financial Planning Adviser offering unbiased advice based in Swansea.
 
Independent Financial Adviser 8.34 mi
Independent, Chartered financial planning firm, as well as our normal face to face meeting we are offering online and telephone advice, in response to Coronavirus. We’re here to support you.
 
Restricted - whole of market 8.57 mi
Comprehensive range of financial planning services for employed , self employed and company Directors. Part of Quilter Financial Planning an Award Winning National Network of Financial Planners (1st in 2019 FT Advisers Top 100 Financial Advisers Awards) An initial no obligation meeting is always at our expense.