O'Sullivan Associates

Independent Financial Adviser  Laverockhill, Haddington, East Lothian, EH41 3PJ
First meeting at adviser's own cost
We believe that they key drivers in a successful relationship with our clients are service and trust.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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ISA / Unit Trusts / OEICs
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Investment trusts
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OEICs
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Offshore investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
Response rating
7.0/10
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FCA authorised
Last authorised 21st June 2021
Meet our advisers
MR Michael O'Sullivan DipPFS
Proprietor

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

What our clients say
Thank you for all your efforts in sorting out the various retirement pensions, lump sums, etc. Everything is now in place, and Bill and I are grateful indeed for your expertise and advice in this matter.
Anne, Edinburgh
I wish to thank you for the time and effort in dealing with my finances giving me a financial peace of mind.
Kenneth, Bathgate
Just to say thank you for everything you have achieved for me. This has been quite an eyeopener for me in the world of finance of which I know next to nothing. Had I not spoken to you I would probanly still be living in blissfull (and poorer) ignorance. Your name and number will always be mentioned in any financial stories I swap with anyone.
James, Edinburgh
About us

I have traded as an IFA for the past twenty years and have endeavored to increase the wealth of our clients and the small businesses that we look after. Our focus is on completely understanding your circumstances and to provide individually tailored solutions. Additional information on our services and options on remuneration can be obtained from our website at <url hidden> or by requesting a free copy of our company brochure.

Our services

We believe that they key drivers in a successful relationship with our clients are service and trust and the objectives that underpin our approach are to - optimise returns, taking into account their risk profile - to provide the highest level of service and support at all times - provide clear and transparent reporting - provide access to strategies through appropriate tax structures and provide competitive and transparent fees.

Where to find us
Head office address: Laverockhill, 36 Dunbar Road, Haddington, East Lothian, EH41 3PJ
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 21st June 2021

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