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  11. One Life Wealth Planning

One Life Wealth Planning

Independent Financial Adviser  The Hangar, Hatfield, Hertfordshire, AL10 9AX
First meeting at adviser's own cost
Money understanding, control and efficiency. Expert lifetime financial planning. Specialising in pensions and investment.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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SIPPs
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Stakeholder
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Wealth management
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Offshore investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
Make an enquiry Request a call back Recommend to a friend
Response rating
9.1/10
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FCA authorised
Last authorised 1st March 2021
Meet our advisers
MR Nick Evans DipPFS
Founder & Financial Planner

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

What our clients say
Working with Nick was actually really interesting and very valuable. He is friendly and easy to work with. I felt very comfortable every step of the way
Dee Clayton, St Albans
I would say now 5 years down the line that our relationship with Nick and One Life is stronger than ever. We feel truly valued and understood. We know that Nick’s advice is sound, and nothing ever seems like too much trouble.
Robert Wade, Potters Bar
Nick is great at really understanding what’s important to you. He helps you take control and his approach makes decision making so much easier. It’s all about your goals and how best to achieve them
Mel Hilbrown, St Albans
I've been advised by One Life for about five years now. And wish I had been earlier. They have given me invaluable advice on pension optimisation, ensuring my investments achieve what I want them to, making the most of tax allowances and strategies and more. They even secured a refund from me from a provider, having identified they weren't delviering what they promised! I'd definitely recommend them.
Mark Hollander, Hertfordshire
I have used a number of advisers in the past, all of whom have not at all lived up to expectations. I joined One Life Wealth nearly 3 years ago, and the advice, service and overall engagement I have received from Nick and Julia has been nothing short of exceptional. More than once have they gone much further than the extra yard to help me with some fairly complicated circumstances, and I could not be happier. Thank you both
Mark Harvie, St Albans
Nick has been our financial advisor for over six years now. Having taken early retirement, Nick's understanding and knowledge of the pension market led us to feeling secure and positive in our retirement years. We wholeheartedly agree with all the previous testimonials, and would add that having moved to a different part of the country, we have chosen to continue using Nick as he provides an outstanding service. We happily make the journey back for our face to face reviews.
Jim Smith, Suffolk
Nick has been our financial advisor for five years and he offers an outstanding service. He is very professional, yet personable, and is easy to talk to. At our first meeting, he listened carefully to our situation and was able to fully explain (in language we could understand) the various options available to us. Nick’s advice is invaluable, and we feel much better knowing that our financial future is secure.
Terry, Hemel Hempstead
My first meeting with Nick was around 2 years ago just after l retired. I wish l had made contact sooner. Although I had a reasonable idea about my finances l knew l was in need of help. l found this help in Nick who went to great lengths to make my Financial situation very clear to me. Stacking my cards very neatly in a row. This helped me to make those very important decisions that are needed on retirement. I now find myself feeling very comfortable and confident about the future. Thank you Nick and of course Julia. Having you both there has made me extremely happy. Mick
Michael Lewis, Welwyn Garden City
I have been using the services of Nick Evans (One Life) for several years now and find him an excellent Financial Adviser, he cuts through the gobbledygook and gives you the facts in a plain, easy to understand format. He is an extremely personable character that makes you feel fully at ease and his pensions & tax advice has been invaluable as my retirement age looms. To sum up, a first class professional that you feel you can trust and comes highly recommended. P.S. Nice coffee & biscuits as well.
Alan, Hatifeld
Can’t recommend Nick Evans highly enough. He has helped me with some difficult and sensitive financial issues over the last 7 years. He is knowledgeable, professional and ethical and very very helpful. 100% trustworthy and a pleasure to work with.
Melanie Groves, Cambridgeshire
We chose Nick as our financial adviser about four years ago, based on his very positive reviews, and he has fully justified this leap of faith. To begin with, he conducted a detailed review of our situation, assessed its strengths and weaknesses, and made recommendations for how we should proceed regarding pensions and retirement, savings and investments. What we really like about Nick is his clear explanations. He responds very quickly to any enquiry, is a great listener, is cheerful, knowledgeable and professional, and deals with issues that arise in a comprehensive and forensic manner. Annual reviews are fun(!) – going through various what-if scenarios, analysing pie charts and forecasts – and we would wholeheartedly recommend One Life Wealth Planning to anyone seeking an IFA.
Christopher Marr, Harpenden
Nick has been helping me with my finances for about 5 years now. He is really good at explaining scenarios , savings and opportunities relevant to my situation. For issues like pensions, investments and Inheritance tax, I feel very out of my depth but Nick patiently sits with me to outline possible options. By reading the small print he has enabled me to take a pension earlier than I had expected with no penalties incurred. The software he uses is excellent in setting out various scenarios with respect to my finances. The visual charts can be adjusted for each potential situation and helps immensely to show what the outcomes may be (especially for me as a visual learner). I highly recommend him as a financial adviser.
Mary Baynes, Hertford
It was in 2013 as I was approaching retirement age that I decided it was time to reassess my financial position. Up to this point I had an investment, which I had seen nearly halve in value and I had 2 private pensions, that I thought should maybe be consolidated and re-investigated as I was paying a lot of my salary into these. I decided to seek an independent financial adviser as I did not want to be tied into just one Bank/Supplier that would obviously put me into their exclusive funds, pensions. I also hated the way that every year I got a new Financial Adviser that I never met. I was recommended to Nick Evans who is totally independent and not tied into any one product. He listened to my requirements and I was immediately impressed by how knowledgeable and professional Nick is - and he continues to keep up to date by going on courses and taking exams to better himself. Using Nick's extensive knowledge and some great software he has invested in, which shows one's position into the
Pat Johnson, Surrey
About us

We're a small firm with years of experience.

We work best with couples in their fifties, but really, age doesn't matter. We love making a difference to people's lives through great financial planning.

We offer advice on pensions, investments and inheritance tax planning. Our service is personal and most suited to those who value the idea of regular, proactive review.

Our services

Boosting your own knowledge and understanding
Simplifying your financial arrangements
Demonstrating lifetime financial security
Planning for the unexpected
Wealth building
Income and capital gains tax efficiency (including pensions)
Estate planning and efficient wealth transfer (Inheritance tax)

Where to find us
Head office address: The Hangar, Mosquito Way, Hatfield, Hertfordshire, AL10 9AX
Service coverage
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • mouse
    Online (Live chat, video, email)
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    Face to face
Compliance

One Life Wealth Planning Ltd is authorised and regulated by the Financial Conduct Authority. Registration 517067.

Make an enquiry Request a call back Recommend to a friend
Response rating
9.1/10
phone Show number
check
FCA authorised
Last authorised 1st March 2021

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