This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
This examination assesses a knowledge and understanding of financial protection plans.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the financial services industry including: regulation and ethics, personal taxation, investment principles and risk, pensions and retirement planning, financial protection
Prospect Tree aims to be able to provide advice in all areas of financial planning but mainly specialize in helping clients utilise their pension freedoms and investment advice.
The changes of April 2015 represented a complete shake-up of the UK’s pensions system, giving people much more control over their pension savings than before. We specialise in helping people with their pensions and have advised numerous clients on transferring their pensions to more flexible arrangements from both personal pensions and defined benefit schemes.
Wealth creation and management is an ongoing process and we recommend that you review your financial circumstances on a regular basis, typically annually, to ensure the best chance of your objectives being met.
We have advisers based in London, Surrey & Kent and offer a transparent & flexible fee structure to suit all clients. We have close links with other industry professionals such as Accountants and Solicitors.
We excel at providing a tailored service to individuals and have suitable expertise in every field including Investments, Pensions and Protection.
Prospect Tree Financial Services Ltd is an appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (<url hidden>) under reference 150643.
Prospect Tree Financial Services Ltd is Registered in England and Wales under reference 06755965.
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