Sentient Wealth Management

Independent Financial Adviser 17 Silverdale Road, Petts Wood, Kent, Orpington, BR5 1NH
First meeting at adviser's own cost
Response rating
9.0 /10
FCA verified
12th August 2019
Independent Financial Planning for families, retirees, widows, divorcees and business-owners; helping people use their money as a tool for happiness.
We can advise you on
    • Annuity purchase
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Estate planning
Adviser unavailable
This adviser is currently out of office and not available for contact
Recommend to a friend
Meet our advisers
Fotis Joannou Certs CII (MP&ER), Dip PFS
Financial Planner & Director
What our clients say
Having worked for 35 years and taking voluntary redundancy, I needed to know if all the pensions I had garnered over the years would allow me to retire before 65. Fotis wrote to all my pension holders and got final figures, gathered all the monies into one pot and presented me with options for my life going forward. For sure, I do not have to go back to work and can enjoy retirement without stressing about money.
Colin, Essex
Fotis clearly explains each financial planning tool in layman's terms so that it is easily understandable. He understands both our needs and limitations extremely well and tailors the discussions accordingly. Fotis provides constructive advice and always suggests that we take some time to consider all the possibilities before making a final decision. He is very patient - even when some concepts need to be explained more than once.
Paul and Sian Stewart - Fords Management, Essex
Fotis is an excellent adviser. He’s friendly, always has our best interests at heart and always makes time to understand our position. He’s so good I’ve even recommended him to my mum!
James, London
Fotis has shown consistently over a number of years that he can deliver excellent results in a very personable way in all areas in which he operates - we have been very impressed from start to finish.
John Lucas - Managing Director at CLP Insurance -, London
My experience is that Fotis has been the most thoughtful, attuned and pragmatic of advisers. Most of all, I feel safe with Fotis; he is tuned in to my way of life, and respectful of the anxieties that I have about investment risk. In my experience, Fotis has always sought to understand what matters most to his clients, and is positive, kind and genuine in his pursuit of the best options for all his clients, whatever their situation. I absolutely trust Fotis to act in my best interests.
Elisabeth Burgess Jones - Director of North London Hospice, London
In a world full of sharks and unscrupulous people, wanting to sell you the wrong products just to make themselves a quick buck, this is where Fotis comes into his own. Always there to provide the correct and honest advice with no pressure, he makes something which can be stressful not stressful at all and in fact it becomes an enjoyable experience. Keep up the great work.
Ricky, Romford
Under Fotis' stewardship, our investments have grown steadily with a very good return and helped us purchase our ‘dream home’. Aside from his obvious talent in his field, Fotis is a thoroughly nice chap. He is trustworthy, thoughtful and empathetic. As a same-sex couple, he has treated us with utmost respect from our first meeting. His support and know-how have seen us through demanding careers, family bereavements, two house moves and a serious illness. Quite the journey! Now his financial planning skills are supporting us in our early retirement. We are having a marvellous time. We scarcely sit still, France, Italy, the Norfolk Broads, Essex, Portsmouth! We can recommend Fotis without reservation and thank him for his continued efforts on our behalf.
Deborah, Essex (now retired in Norfolk)
When considering the options I had when it came to receiving financial advice, I can honestly say I felt in safe hands with Fotis. He is very personable and trustworthy. I look forward to working with Fotis for many years to come.
Claire Pryke - Director at Chalk Media, Essex
Where to find us

17 Silverdale Road, Petts Wood, Kent, Orpington, BR5 1NH

Make an enquiry
About us

We are an independent financial planning firm working with people in the Borough of Bromley and beyond.

Our name, Sentient Wealth, defines our approach to financial planning. We are sentient: able to perceive or feel things. We believe financial planning should stem from a thorough understanding of our clients’ goals, aspirations, challenges and concerns.

Our Director and Financial Planner, Fotis Joannou, has worked in financial services for over 20 years. He is based in Petts Wood and his passion is helping our clients to live the lifestyle they want, when they want, without worrying about money.

We help the following people to create the lifestyle they want through strategic financial planning:

• Families: We help you to provide, protect and plan for your family’s future.

• People approaching retirement: We help you to enjoy the retirement you want, without worrying about money.

• Business owners: I’ll help you to plan for your future retirement, as tax efficiently as possible.

• Widows: We help you to get financially organised, feel secure and live life to the full.

• Divorcees: I’ll help you to understand if your settlement will be enough, and begin this new chapter with confidence.

Our services

There are several key reasons why people choose to work with us:

• We are Financial Planners: Our focus is you, your goals and aspirations. We truly listen to what it is you want from your future, then create a plan that will help you achieve that.

• We are independent: Being unrestricted, we have the ability to make bespoke recommendations from the whole of the market.

• We are local: Our clients usually live within the Borough of Bromley. We like to think of ourselves as a local firm; there, on your doorstep, whenever you need guidance.

Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
Minimum pension value

Fotis Joannou is a registered individual of Sentient Wealth Management which is authorised and regulated by the Financial Conduct Authority. FSR number 786005.


Independent Advice - We will advise and make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market.

Investments can fluctuate in value and investors may not get back the amount they invest.

Non-investment protection contracts
We offer non-investment protection products (e.g. term assurance, income protection, critical illness and buildings, and contents from a range of insurers.

The guidance and/or advice contained within the website are subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Adviser unavailable
This adviser is currently out of office and not available for contact
Recommend to a friend
Adviser unavailable
This adviser is currently out of office and not available for contact
Recommend to a friend

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