Structured Financial Planning Ltd

Independent Financial Adviser  9 Carmelite Street, Banff, AB45 1AF
Our management of wealth is about growing our clients assets steadily over time whilst limiting any potential down-side.
We can advise you on
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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High loan to value
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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ISA / Unit Trusts / OEICs
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OEICs
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Offshore investments
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Unit trusts
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
Response rating
9.0/10
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FCA authorised
Last authorised 10th May 2021
Meet our advisers
MR Callum Evans
Investment Manager

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

MR Richard Evans MA Hons, AFPS
Chartered Financial Planner

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Accreditations
Chartered Financial Planner
About us

Structured Financial Planning are Independent Financial Advisers providing Pension, Investment, Inheritance Tax and Corporate Financial Planning advice to personal and business clients.

We have our main office in Banff but also have offices in Peterhead and Fraserburgh, all advisers are experienced and qualified.

Our services

Our Financial Planning aims to:

- build and preserve capital, tax-efficiently
- provide financial protection against risk

Most of our clients have trusted us with their financial advice over a number of years, valuing the close long-term relationships that we build and the regular reviews that we carry out.

Clients are encouraged to take an interest in their financial well-being and the growth in their assets with the on-line access to their investment portfolio.

Where to find us
Head office address: 9 Carmelite Street, Banff, AB45 1AF
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 10th May 2021

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