Heathcote Chartered Financial Planning

Independent Financial Adviser  15 Gloucester Road, Ross on Wye, Herefordshire, HR9 5BU
First meeting at adviser's own cost
Clear, cost efficient, whole of market pension, investment and mortgage advice tailored to your personal circumstances and investment objectives.
We can advise you on
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Annuity purchase
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Auto enrolment
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Commercial motor
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Travel
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
Response rating
7.0/10
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FCA authorised
Last authorised 26th July 2021
Meet our advisers
MR Stephen Heathcote
Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

Accreditations
Certified Financial Planner Chartered Financial Planner
About us

We are unrestricted in the investment firms, lenders and insurers we consider. This means we are able to choose the most cost efficient channel to submit your application leading to the potential of improved returns and peace of mind. With over 20 years financial planning experience searching for the most appropriate solution, we'll take in to account your investment experience to date, your capacity for loss/ short term concerns and plans for the future as well as your preferences for ethical/ socially responsible investment considerations. We are directly authorised by The Financial Conduct Authority.

Our services

We'll look at your whole financial picture before making a recommendation accounting for your short, medium and long term goals - considering potential tax consequences and allowances; your liabilities and overall appetite for risk...

Where to find us
Head office address: 15 Gloucester Road, Ross on Wye, Herefordshire, GL52 3DE
Preferred clients
Minimum wealth (income/assets)
£20,000
Minimum pension value
£20,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
7.0/10
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FCA authorised
Last authorised 26th July 2021

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