Financial Planning you can trust; today, tomorrow and for the future.
What our clients say
We have known UNIQ's Managing Director Marlene for many years (since the mid-1980s!) and first started working with her when Gareth took early retirement as an Accountant from the Welsh College of Music. I am now retired too and enjoy spending my spare time painting.
Gareth likes to remain active and continues to work part-time on various governmental committees. We continue to work with UNIQ Family Wealth who manage our Financial Plan and meets with us at least annually to ensure that our affairs are appropriately structured and aligned to our objectives.
It is a great comfort that the team at UNIQ Family Wealth not only support us as our financial needs and circumstances change, but they also provide advice and guidance for our next generation.
Both of our children are now grown and have successful careers as doctors. Marlene and the team at UNIQ Family Wealth have been there to support them throughout the different stages in their life (Nerys, our daughter married last year and is expecting her first child, whilst our son Geraint has quickly shot through the ranks as a consultant and researcher with Nuffield).
Our entire family are very satisfied with the advice and service we receive. We find the team to be professional, competent and objective. The long-term relationship we have built over many years has now transformed into a lasting friendship.
We first started working with UNIQ Family Wealth when we were planning for Bryan’s retirement from his role as Vice Chancellor, University of Wales. At the time Bryan managed our investments in the little time that he had available.
In order to maintain the lifestyle we wanted in retirement, we realised we would need professional input. We met with our UNIQ Financial Planner who reviewed our affairs, undertook a detailed risk analysis and created a Financial Plan to ensure we could achieve our goals - that was 18 years ago!
Today we continue to work with the team at UNIQ Family Wealth, who regularly review our Financial Plan and make recommendations to ensure we remain on track financially.
The entire experience has far exceeded our expectations. Our Financial Plan is the cornerstone of our current and future financial stability, especially in these troubled times.
John was looking to retire, just before his sixtieth birthday. We realised we needed professional advice to understand if we could afford to do so, and to set-up any required structures to produce a regular income to maintain our lifestyle.
A Financial Adviser we knew, who was also retiring at the time, recommended that we speak with Marlene who is the Managing Director at UNIQ. Interestingly, at the same time we came across an article in the Daily Telegraph that mentioned her name. It reinforced and confirmed what the adviser had said, so we arranged an appointment to discuss our current situation and explore the options available to us.
In the initial discovery meeting Marlene ran a few numbers and advised that yes, we could afford for John to retire. To my surprise, he went straight out and retired - without telling me until he arrived home!
That was 11 years ago and since then we have continued to receive ongoing support from the team at UNIQ Family Wealth.
We find the UNIQ Financial Planners to be very professional, informed and highly qualified. They are interested in knowing and understanding our lifestyle, then tailoring their recommendations and portfolio to our needs.
I was referred to UNIQ Family Wealth by existing clients, who I have been friends with for many years. They highly recommended Marlene, the Managing Director at UNIQ, at a time when my husband Graham and I were looking for a Financial Planner to help us to organise our affairs.
Sadly Graham had been diagnosed with a terminal illness. During this time Marlene was a great support. She provided invaluable input, helping to handle and organise our finances.
Due to the nature of Graham’s role as Chief Engineer at Rolls Royce we had travelled widely and spent many years living abroad. As a result a lot of our finances were offshore and we had properties in various locations.
Marlene helped to coordinate our financial affairs and bring our assets back to the UK. She acted as so much more than a Financial Planner, by helping with things I didn’t even know existed - wills, probate and such like. This was at a time when I really needed support and her help was invaluable. Marlene was caring, warm and someone I could trust implicitly.
Today I continue to work with the team at UNIQ Family Wealth. They help to keep our Financial Plan on track for myself and my three sons. By working with them I feel comfortable with our finances and my mind is at ease - they really do take the stress away.
In 2004 I was coming up to retirement as the Principal of Gwent College in Newport. I was to receive a reasonably large cheque and had other money available to invest. The college set-up an initial meeting with Marlene, the Managing Director of UNIQ, and following that I elected to enter a longer term arrangement.
The process began with an in-depth discussion about what was important to my wife Ann and me, and the lifestyle we wanted to live in retirement. The team then created a personalised Financial Plan to structure our financial affairs and provide the income we needed to maintain our lifestyle.
I feel that one of the biggest benefits is the way our money is invested. We honestly don’t have to worry what the stock markets are doing, our portfolio is efficiently managed and we can leave it to the experts.
Another added benefit of working with UNIQ Family Wealth is that they help us to structure our investments to ensure our family are provided for. To that end we have established a separated investment plan for our grandchildren and are looking to move an investment property into Trust for our two sons to mitigate inheritance tax.
We take comfort in knowing that our financial affairs are well looked after. The service has always been excellent and we are very impressed to see Marlene quoted in the financial papers and magazines - she is justifiably high profile in the Financial Planning profession.
We own and run a successful design and print company, which we established many years ago. As business owners we were aware that certain benefits apply when it comes to the structuring of our pensions. We decided to seek professional advice to re-organise our arrangements in a way that could benefit our business.
Our UNIQ Financial Planner started by reviewing our existing arrangements. She then recommended a plan that would enable us to buy our business premises, with a tax efficient loan and lease back to our company.
There is no doubt that this strategy enabled us to create an effective platform to develop our business to where we are today.
When I first spoke with Gemma (The Financial Planning Director at UNIQ) I was recently retired and was worried as to whether I could maintain my lavish lifestyle throughout my retirement. We chatted in some depth about my financial priorities and what I wanted to do with my life in retirement. Gemma then created a long-term investment strategy that allows me to do the things that are most important to me.
UNIQ Family Wealth is an experienced team of independent Financial Planners based in Cardiff, London, Bristol and Swansea, supporting families and individuals to make the most of their wealth via intelligent investment, retirement, mortgage and tax thinking. We’re defined by our personalised, hands-on service and driven by our commitment to care – treating each of our clients’ finances as if they were our own.
When it comes to finance, finding someone you can truly trust isn’t easy. That’s why we’re committed to building real, face-to-face relationships with each of our clients, many of whom view us as friends and partners. A number of our first clients are still with us after 25 years of service – and most have come to us via personal recommendation.
Our Financial Planners are among the most highly qualified in the UK. Regulated by the FCA (Financial Conduct Authority), we’re accredited by the Chartered Institute of Securities and Investments and have won multiple awards – including ‘Adviser Firm of the Year’ (Wales) at the 2016 Professional Adviser Awards.
We only offer independent, impartial advice that we’d follow ourselves, understanding the importance of your wealth to you and your family.
Financial Planners of our calibre are a rare breed. Nobody wants to be practised on when it comes to something so important, and why should you? You want to know that whoever is managing your entire wealth is qualified to do so, is competent to do so, and has decades, of experience. Our awards and accreditations evidence that we are Financial Planners of the highest standard.
Where to find us
Head office address: UNIQ Family Wealth, Fairway House, Links Business Park, Fortran Road, St. Mellons, South Glamorgan, Cardiff, CF3 0LT
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