What our clients say
Stuart was very responsive and always ready to help and advise and I really valued this during a stressful experience.
I am extremely pleased with the service we received from Stuart Phillips. Mr Phillips has vast amount of experience in the finance/mortgage industry and knows what the lenders are looking for. As a result he selected the appropriate lender for our mortgage application, avoiding unnecessary application. Also, he gave us constant feedback throughout the process. Mortgage offer received today!
We contacted Stuart for advice on a difficult mortgage situation and he was very helpful and knowledgeable with where we should look and which companies would be best suited to our requirements and mortgage needs. We would use him again in the future, as and when the need arose.
I would recommend Stuart as he is easy to talk to and he explains mortgages in simple terms, give him a call as he is always keen to help.
I've used other advisers in the past and been caught out by excessive charges - essentially being ripped off! By comparison, the service that I received from Stuart Phillips on my recent Buy-to-Let Mortgage was excellent. He really knows his stuff and was always very helpful, communicative and expertly guided me through the whole process. I would have no hesitation in recommending him to friends and family and will definitely use him again.
A very professional service. Great communication right through the transaction.
Used Stuart several times and always been very helpful and provide a great service even when a deal at my end fell through. Have recommended to several of my friends.
Very prompt and reliable service with good advice. Good understanding of the market as well as of client's needs. Highly recommended.
very efficient service, always helpful and have been using for many years as my mortgage broker. Would certainly highly recommend his services to anyone.
Stuart has been more than helpful in explaining the process of getting a BTL mortgage to someone inexperienced like me. Unlike other brokers he did not assume I knew everything and explained my options in layman terms . He gives you an honest advise on the products available and searches for the best option to suit the client not the other way round. I recommended Aalto Mortgage to a friend and I will do the same if anyone asks for a professional and honest broker .
Established in 2014 with two core aims:
To provide better value to clients in a time where most are pushing for ever higher fees. By keeping overheads low and relying on word of mouth, our broker fees remain extremely competitive and some of the lowest in the industry.
To provide greater transparency. Experience and knowledge are our stock in trade, but unlike most, we don’t feel the need to keep it secret. By being open and honest our clients get a better outcome, and are more likely to recommend us to others.
AALTO excel in the buy to let market. We have a deep understanding of buy to let strategy and can guide clients through the nuances of the BTL market.
It goes without saying we have a deep knowledge of the residential market, especially large loans and HNW clients.
We believe that our experience and knowledge is our most important asset, and our priority is to pass that on to our clients. By advising in a transparent and honest way, and by keeping overheads low and using technology efficiently, we can provide outstanding but cost effective service.