Beechwood Mortgages RG40

As the Bank of England slashes the base rate to a record low of 0.1%, and lenders offer new mortgage rates in response, this could be a good opportunity for borrowers like you to review your mortgage and see if you can reduce your monthly costs to give yourself some peace on mind for the difficult weeks and months ahead. 
Here at Beechwood Mortgages we understand this is a difficult time for people and we’re committed to supporting clients through this period. Our advisors play a valuable role in helping consumers find the best deal for their personal circumstances. 

There are several ways we could help you achieve this: -
•	If your current fixed rate is about to come to an end or you are already on your lenders standard variable rate we will help you find the best available deal by switching you to a new rate with your current lender or arranging a remortgage with a new lender. 
•	It may be that extending your current mortgage term may be the best way to reduce your monthly costs
•	If you have large monthly bills for short term loans or credit cards you may want to consider consolidating these on to your mortgage to reduce your overall monthly outgoings. 
Each of these options have their own merits and our fully qualified and experienced advisors will look at your current circumstances and recommend the most suitable options for you. Our advisors will also be on hand to help if you need to arrange a payment holiday.

Beechwood Mortgages has adopted technology to reduce the need for face to face appointments should a government lock down be announced so transactions can be conducted by phone, Skype or email and all the required documentation can be uploaded using our secure client portal.

With lenders likely to be experiencing staff shortages; as more staff take sick or self-isolate leave; you should act now to avoid any delays in processing your new application.