Bill Somers Mortgage & Insurance Services

Mortgage broker  26 Broad Street, Leominster, HR6 8BS
First meeting at adviser's own cost
Friendly & personal mortgage advice just for you. We have over 40 years financial services experience, specialising in Mortgage Advice, Insurance Protection and Regulated Equity Release.
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying commercial property
Buying first home
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 20th June 2022
Meet our advisers
Mr James Somers
Financial Adviser

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Superb service, responsive and willing to take calls outside of normal work hours which made the whole process a lot easier.
James Ludlam, Shropshire
Thank you for everything you have done for us during this process. We really appreciate all the help!
Sam B, Shropshire
James from start to finish was exceptional. He was very patient with finding the correct mortgage and the whole process itself.
Erica, Ludlow
About us

We have a wide range of experience across mortgages and insurance and specialise in the following areas:


For many years we have helped people find the perfect mortgage. First time buyers, home movers, re-mortgaging and buy to let investors have all benefited from our knowledge and expertise.


Through our extensive knowledge of the insurance providers and their products we always ensure that your cover is placed with the correct insurance company for your needs.


Think you need to release the equity in your home? We have specialised in equity release for many years and will make sure we find the best product for you.

Our services

Whatever your circumstances we will find you the product that best suits your needs. Our process will adapt to suit your specific situation but generally follows these steps:

1. Initial meeting to gather information, determine your requirements and what you are looking to achieve.

2. We will research the market to find the product that best fits your needs and present this back to you.

3. Assuming you are happy with our recommendation and wish to continue you will upload any relevant documentation to our secure database.

4. We submit the application on your behalf to the relevant lender or insurance provider.

We offer a fee free no obligation first meeting. We then operate on a fixed fee basis, but this is only payable if we are able to arrange a mortgage or insurance for you.

Where to find us
Head office address: 26 Broad Street, Leominster, HR6 8BS
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
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    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Bill Somers Mortgage & Insurance Services is an Appointed Representative of Life and Easy Limited, which is authorised and regulated by the Financial Conduct Authority under number 462298 in respect of mortgage, insurance and consumer credit mediation activities only.

Response rating
FCA authorised
Last authorised 20th June 2022

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