This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
We have a wide range of experience across mortgages and insurance and specialise in the following areas:
For many years we have helped people find the perfect mortgage. First time buyers, home movers, re-mortgaging and buy to let investors have all benefited from our knowledge and expertise.
Through our extensive knowledge of the insurance providers and their products we always ensure that your cover is placed with the correct insurance company for your needs.
Think you need to release the equity in your home? We have specialised in equity release for many years and will make sure we find the best product for you.
Whatever your circumstances we will find you the product that best suits your needs. Our process will adapt to suit your specific situation but generally follows these steps:
1. Initial meeting to gather information, determine your requirements and what you are looking to achieve.
2. We will research the market to find the product that best fits your needs and present this back to you.
3. Assuming you are happy with our recommendation and wish to continue you will upload any relevant documentation to our secure database.
4. We submit the application on your behalf to the relevant lender or insurance provider.
We offer a fee free no obligation first meeting. We then operate on a fixed fee basis, but this is only payable if we are able to arrange a mortgage or insurance for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Bill Somers Mortgage & Insurance Services is an Appointed Representative of Life and Easy Limited, which is authorised and regulated by the Financial Conduct Authority under number 462298 in respect of mortgage, insurance and consumer credit mediation activities only.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.