This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
Peter Derrick is the Principle of blueskymortgages and has been working in the mortgage market since 1984.
The knowledge and contacts of an independent mortgage broker such as blueskymortgages can be the difference between a costly mortgage and a competitive one.
Importantly, blueskymortgages has access to mortgage products that may be unavailable elsewhere on the market, which can make a real difference.
blueskymortgages are directly authorised by the Financial Conduct Authority. No charge for an initial consultation, where we can discuss your requirements in greater depth.
Whether you are buying a property, or simply looking to remortgage, it makes sense to ensure that you are fully aware of the best deals available. Selecting the right mortgage can be a time consuming and complex business... getting it wrong can be expensive. You may not have the necessary knowledge, the time or the inclination to do the donkey-work. This is where blueskymortgages can be worth their weight in gold.
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Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.