Cherry Picked Mortgages

Independent mortgage adviser  Abbey Road, Birmingham, B67 5RA
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FCA authorised
Last authorised 16th May 2022
Fully Independent Advisor, self employed and always answers and returns calls promptly and I enjoy my Job.
We can advise you on
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Meet our advisers
MR Philip Johnston
About us

Yes were FCA registered, YES were Qualified,
and we charge the following -

Mortgages & Re-Mortgages over £250,000 No Client Fee Subject to completion.

Mortgages & Re-Mortgages under £250,000
£395.00 Subject to completion

Mortgage Q&A service:
Can we get a Mortgage ? and your estimated mortgage loan value over the phone without an application (Mortgage research no credit check and answered on the facts your divulge)
£100.00 in advance which if you take out any further service you will be refunded upon mortgage completion.

Buy-to-lets ,Self Employed same fees apply.


I will cover Equity release enquires but 50% of the time they are unsuitable for the client and if this ends up been the case I will still charge a minimum fee of £185.00 which is refundable should they decide after the meeting they wish to continue.
Please note I do ask at least one member of the family is present when any plan is agreed upon.

Our services

Mortgage Hints - Before you ring ask yourself have you or can you get the following. 1 wage slip min ( self employed 1 year of accounts), 3 months bank statements and 1 piece of Photo ID and a Utility bill.
If not be prepared to struggle to get a mortgage. I hope to hear from you ,I love my Job and always do my best by customers and try to avoid jargon and wasting peoples time hence the above.

Preferred clients
Minimum mortgage value
£101,000
Advice methods
  • phoneButton
    Telephone
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    Face to face

Abbey Road, Birmingham, SW11 5RH

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