Frank Nicholson - Just Mortgages

Independent mortgage adviser  38, York, YO30 5XB
First meeting at adviser's own cost
Frank has worked in financial services since 1998 and has been a qualified mortgage and protection adviser since 2001.
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying first home
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 20th June 2022
Meet our advisers
MR Frank Nicholson
Executive Mortgage and Protection Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Very helpful and professional, explained everything very well to my son seeking his first mortgage
Warren Coates, Wetherby
Frank is a small independent Friendly, Honest and very informative businessman, highly recommend.
Doreen Hodgson, Knaresborough
From the first meeting to picking up the keys, morning, noon and night, Frank was there with us. As first time very naive and nervous buyers, Frank always put us at ease, was clear and informative and nothing seemed too much trouble! With Frank you will get a very personal, bespoke service from someone that has a genuine vested interest in your house buying journey! Would highly recommend and will be contacting Frank again, when and if we decide to leave our wonderful home that we have fallen in love with! Sarah- successfully purchased a lovely home in August 2019.
Sarah Flatman, York
Highly recommended,Frist time buyer .Frank very helpful thank you so much. 5 Stars
Pornthip Kulnork, Leeds
Fantastic service from start to finish… Fantastic service from start to finish highly recommend Frank Nicholson senior mortgage advisor thank you 5 Stars
Emma Croft, York
Excellent Mortgage Advisor - 5 Stars The mortgage advisor we used (Frank Nicholson) was excellent, very informative talking us through our options and the right deal for us. From start to finish he was very polite and professional and we would not hesitate to recommend him. 5 Stars
Amanda, Leeds
I was clueless and frank sorted my mortgage out with me. Massively knowledgable and helpful and will provide advise on how to get the best deal and most value from your investment 5 Stars
Sam Hickman, York
Frank has always given us excellent advice and arranged the best deals available at the time to suit our needs. Would definitely recommend him! 5 Stars
Amanda Goddard, York
We contacted Frank for help with applying for our first mortgage after a recommendation. We thought getting a mortgage offer as first-time buyers during a pandemic (particularly with one of us being self employed) would be almost impossible, but Frank provided knowledgeable, realistic and positive advice to us about our options. With his help we have just completed on our first property, with the whole process taking less than 8 weeks from start to finish and we are absolutely delighted! Frank and Lucy were both a pleasure to deal with and we would have no hesitation in recommending their services.
Liz Elsworth, York
Frank did an amazing job sorting out my mortgage, he's very knowledgeable and kept me upto date on everything... I would very highly recommend him. thank you Frank and Lucy.
Kayla Graham, York
We contacted frank for Mortgage advice at the beginning of the pandemic. He was professional and sought out the best service for our needs. With Mortgage and other companies experiencing obvious delays frank definitely kept on at them... helping us get the house we wanted in a very quick time always keeping us up-to date. We are now using just mortgages again and will always use in the future. Highly recommend.☺️
Fiona Haigh, York
Frank and Lucy just found a really good deal for my remortgaging would definitely recommend them thanks so much guys
Kelly Stott, Liverpool
Had an fantastic experience with Frank. He was very efficient in finding a mortgage for us. With being a first time buyer we were new to the whole process of buying a house. Frank has been able to help us a massive amount and I don’t think it would of been possible without all the hard work he has put in for us. Frank kept us up to date every step of the way through the process and was available for any questions we had, whenever we had them. I would highly recommend using Frank Nicholson, Just Mortgages!!!!
James Wright, York
Just had a remortgage through just mortgages, well what can I say great service. Frank is very professional and knows his trade very well. Frank got us the best deal on the market and we are very happy. Would highly recommend frank and just mortgages.😀
Paul Fryers, York
Frank has been absolutely brilliant with helping us, making a complex process simple through he’s help and assistance. Nothing was too much bother and I’d highly recommend him.
Paul Turner, Essex
About us

Frank Nicholson
Executive Mortgage and Protection Adviser at Frank Nicholson Just Mortgages.

Taking the stress out of choosing the right mortgage. Providing professional and individual mortgage advice.
We can advise you on
Buy to let
First time buyers
High loan to value
Right to buy
Self employed
Sub prime

With almost 20 years experience in Banking, Estate Agency and Mortgage Advice, I offer all of my clients a totally personalised and professional service in all aspects of their mortgage. Whether it be a full involvement in the purchase of a new property (including negotiating on purchase prices, dealing with chains, dealing with solicitors etc.) or re-mortgaging your property and/or raising funds for any legal purpose. I will be your only point of contact throughout the process.

Our services

Our services
• Liaise with estate agents or builders and or
• Make sure the mortgage I recommend will
fit 1st time.
• Review your mortgage every time it‟s up for
• Make sure you have the right protection so
if the worse happens your family will be
financially supported.

Residential Mortgages
Buy to Let Mortgages (1)
Life Insurance
Critical Illness Insurance
Income Protection
Buildings & Contents Insurance
Accident, Sickness and Unemployment Cover

(1) Not all Buy to Let mortgages are regulated by the Financial Conduct Authority

Where to find us
Head office address: 38, Howard Drive, York, YO30 5XB
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
FCA authorised
Last authorised 20th June 2022

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