This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.
Releasing equity from your home can be an extremely effective way to meet your financial needs in later life, however it’s a decision you should only take after speaking to a qualified equity release adviser. We provide independent equity release advice and have access to plans across the whole of the market.
We're proud of the quality of service we provide and reflective of our high standards we're members of the Equity Release Council.
We can identify if equity release is right for you and provide you with a tailored recommendation, if equity release isn't right for you we'll tell you.
We offer a relaxed and approachable service making you feel comfortable and ready to share you plans and aspirations with us. We can tailor our approach to your requirements e.g. appointments can be face to face, online or via video call. We're happy to have an informal discovery chat at the outset on a no obligation basis.
Equity release may involve a home reversion plan or a lifetime mortgage, which is secured against your property. To understand the features and risks, ask for a personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.
Harbour Equity Release is regulated by the Financial Conduct Authority and is a member of the Equity Release Council. The Equity Release Council promotes safe equity release products and safeguards the interests of homeowners.
Harbour Equity Release is a trading name of Equity Release Associates. Equity Release Associates Limited is an appointed representative of Age Partnership Limited which is authorised and regulated by the Financial Conduct Authority. FCA registered number 917442. Company number 12258392.
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it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.