Harris Independent Financial Advice

Welcome to Harris Independent Financial Advice. Based in Harrogate, but serving clients across the UK, Matthew Harris offers intelligent, FCA-regulated independent mortgage advice, as well as advising on pensions, investments, life insurance and many other areas. Matthew Harris has more than twenty years of investment and pensions industry experience. Our service is fast, efficient and professional.

No face-to-face appointment is required for mortgage work, unless you would prefer to have one. We process most mortgage applications entirely based on phone and email conversations, which means less hassle for you, and faster mortgage approvals.

Mortgages over £160,000 are arranged at no charge, and for mortgages under this amount a small fee may apply, payable only when a full mortgage offer is secured. Reduced fees apply in many circumstances (e.g more than one mortgage is being arranged, or a simple remortgage with certain lenders).

Our clients love the fact that we usually secure them a mortgage offer within days of the free initial consultation. We help with all types and sizes of mortgage, and can assist even if you have a difficult credit history. We pick the best mortgage deal possible for you and take care of all communication with the bank, and all the application forms. We can even recommend a good solicitor. If the mortgage is over £160,000 then our mortgage arrangement service is completely free (there is a small fee if not, but not payable up-front).