Independent James

Mortgage broker  2nd Floor, London, Greater london, EC1R 0DP
First meeting at adviser's own cost
Independent James provides you with the advice you need, when you need it most; acting on your behalf.
We can advise you on
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Self-employed mortgages
Response rating
9.6/10
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FCA authorised
Last authorised 18th May 2020
Meet our advisers
Oliver Marley CeMAP
Mortgage Adviser & Head of Research

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Tom Costelloe CeMAP
Mortgage Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

James Carter AdvCeMAP
Principal

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.

This qualification assesses a knowledge and understanding of the general insurance environment, its products and the manner in which the industry is regulated.

What our clients say
Hi James, Just to say a huge thank you, both for your thoughtful card which arrived today and for all of your help - it was very reassuring to be the beneficiary of your advice! The flat is completely lovely, and I'm looking forward to the summer in my beautiful new home :) All the best, and thanks again,
SWH, London
James and his team were by far the most helpful of all the advisers and parties that we dealt with during our house purchase. Timely, responsive, knowledgeable, insghtful and willing to help discuss issues to help us through all the ups and downs. I would recommend him and his organisation for any purchasers out there that want a guiding hand.
JW, London
James and the team at Independent James are a class act. They went the extra mile for me through a number of difficult situations and their help always meant we ended up on top. I cant recommend them enough.
DB, London
I've been using James for many years as my independent financial adviser. He and his team have always found the right products for me and delivered a great service. I've also recommended him to various friends and colleagues, and he's invariably done a great job for them as well.
LG, London
James, massive thank you for sorting mortgage Much appreciated
LT, North Yorkshire
I cannot praise the team of Independent James too highly – they have been unfailingly efficient and good humoured, persistent and determined to get me what I needed. They have delivered a brilliant service, which was outstanding value for money, and it has been a great pleasure to be their client.
Ruth Mackenzie CBE, London
So happy in my new gaffe! Oliver is a complete Godsend. Will pop in to see you all with treats soon. S
SM, London
I've used Independent James for both of my property purchases plus most recently re-mortgaging my house to release equity. Independent James are friendly, helpful and extremely knowledgeable. They did a thorough search of the market to find the best mortgage deal available to me. I couldn't recommend them high enough.
DR, SE13
Just wanted to say a huge huge thank you for all your support throughout the process, you were genuinely the only person working with us who actually listened to our questions, took the time to explain things and offered really smart advice that made sense. Genuinely couldn't have done it without you and I mean that in all sincerity, you went above and beyond on loads of occasions to help us - even if well outside the normal role of a mortgage broker. It was such a pleasure dealing with you and we've already recommended Independent James to anyone who asks for brokers.
JF & EG, South London
James and the team recently helped me and my wife through our first house purchase. Both James and his employee Tom Costelloe were incredible throughout in both advising of best options for mortgages and also insurances for our first home, showing great patience with us and expert knowledge of the market. We asked a tonne of questions and they were all handled expertly and efficiently. James and the team have been great to work with and we have no hesitation in recommending them to anyone.
S&S W, Horley
Hi James, Thank you for the moving card. We really appreciated all the help you and your team gave us in choosing the right mortgage and getting everything set up etc. I will definitely recommend your company and will use you again in the future. All the best
PT, London
Very good throughout with communication and mortgage options. Managed to get good amount and rates, very happy customer!!
FH, London
“James and his team were fantastic in fast tracking though our Mortgage. They made the whole experience easy and convenient and got us the right solution for our needs, would highly recommend”
Ad & SD, Gerrards Cross
About us

Independent James aims to provide comprehensive independent financial advice through a team of skilled staff and specialist Associates. Our primary focus is customer care as we realise the importance of this in such an emotive area.

Coupled with the individual service you receive from ourselves, we are affiliated to the UK’s largest mortgage clubs, PMS and L&G, helping us access bulk-negotiating power.

For you, the client, it’s a win-win situation.

Our services

With 19 years' experience working in the Independent Financial Services arena, Mortgage and Protection advice has always been our main business areas and James' vision for customer service entails a one to one service combined with comprehensive administrative support.

Where to find us
Head office address: 2nd Floor, 14 Clerkenwell Green, Greater London, London, EC1R 0DP
Preferred clients
Minimum mortgage value
£500,000
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.6/10
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FCA authorised
Last authorised 18th May 2020

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