J Finance Ltd

Independent mortgage adviser  6a London Road, Newbury, Berkshire, RG14 1JX
First meeting at adviser's own cost
Knowledgeable, caring and experienced Financial Planners - every client is important to us - we will look after you.
We can advise you on
Building your home
Buy my next home
Buy to let
Buying first home
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Self-employed mortgages
Response rating
FCA authorised
Last authorised 14th June 2021
Meet our advisers
Mr Rowan Frayling CeMAP CeRER
Mortgage, Equity Release & Protection Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

Mr Jonathan Bright

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Rowan is professional, knowledgeable, friendly and efficient. He has been a great help throughout the whole process of buying our home. If you are looking for a mortgage broker, you couldn't do better than Rowan!
George, St Albans
Rowan is really approachable and helped us to find exactly what we needed from a mortgage lender. He has a great support team too :) Thanks Rowan, highly recommended!
Catherine, Newbury
We didn't really think a mortgage broker would be much help for us, as in our circumstances we had very few options of lenders. But we are so very glad we contacted Rowan - he made the mortgage part so easy. He answered all our queries almost instantly whenever we emailed him. It took us 8 months to buy a house with two house sales falling though, but Rowan was endlessly patient - especially as I probably re-asked many questions I'd forgotten. Of everyone we dealt with, Rowan gave the most consistent excellent customer service. I'd thoroughly recommend him to anyone.
Elise, Melksham
Helpful! Someone we were able to rely on for some reassurance on any concerns we may have made during the process.
Sam, Swindon
Thank you so much for sorting our Remortgage out so efficiently and quickly and all the support you gave us through the process is amazing ! You made the whole process smooth.
Leshanthi, Bath
Really knows what he is doing. He has already saved us so much money. Will be doing future business with him. Friendly efficient service. Well done Rowan.
Helen, Newbury
Can't fault the service in any way - Rowan will be my go-to contact for mortgages in future
John, Winchester
Best mortgage broker around!! Would highly recommend!!
Roger, Wantage
Used Rowan to help get a morgage with first time buying very good will use again in future!
Nathan, Frome
Always helpful and informative throughout the whole process, and any issues were rectified quickly. Very efficient and highly recommended!
Aimie, Bristol
I have been referring clients to Rowan for a while now but this time I was the client! Rowan has completely converted my husband to using a broker- we would never arrange a mortgage ourselves now and we would definitely use Rowan again. Rowan is prompt, efficient, and refreshingly proactive. The easiest part of the conveyancing process was sorting our finances thanks to Rowan and his team.
Charlotte, Abingdon
EXCELLENT! EXCELLENT! EXCELLENT! Rowan has now helped with two transactions for me and has been excellent. Would not contemplate switching to anyone else. Very professional, easy going and knowledgeable. Would recommend to all my friends.
Leo, Newbury
Rowan was extremely helpful and down to earth, highly recommended. We have a lot to thank him for.
Michael, Liverpool
Rowan and Kay have been fantastic securing our mortgage for us. It has been efficient and prompt, while Rowan has made sure we are fully aware of every step of the process. Rowan has been very accommodating in terms of meeting our requirements. Thank you!
Caroline, Nr Milton Keynes
About us

J Finance ltd is based in Newbury, Berkshire and has been established since 2001. There is a dedicated and experienced team of advisors who want to help you make the best of your financial situation. They will assess the whole market to establish the best products and services for you. They are supported by a skilled administration team who will ensure that you are kept informed at all times.

We offer mortgage advice, be it a first home second house or you need to remortgage. we can assist with help to buy or buy to let mortgages as well as equity release for borrowing in later life.


Our services

Client care is our primary concern and no two clients are the same, hence we take time to understand your requirements and ensure you have enough information to make decisions. We try to ensure that we present information in a way you will understand so that you get all the facts, and then we support you throughout your journey, however long it takes.

Where to find us
Head office address: 6a London Road, Newbury, Berkshire, RG14 1JX
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Online (Live chat, video, email)
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    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 14th June 2021

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