John Cummins Mortgage Broker

Mortgage Broker (Whole of Market) 46 Kent Avenue, West Wick, Somerset, Weston-Super-Mare, BS24 7FH
First meeting at adviser's own cost
Response rating
7.6/10
FCA verified
20th August 2018
We offer an out of hours service offering appointments either in the day evening or weekend
We can advise you on
  • Bad credit
  • Buy to let
  • Commercial for individuals
  • First time buyers
  • Flexible
  • High loan to value
  • Remortgage
  • Residential
  • Right to buy
  • Self build
  • Self employed
Meet our advisers
John Cummins
What our clients say
What were the circumstances that caused you to look for a Financial adviser? Finding myself `on my own` following a relationship breakup and wanting to purchase a property. I needed to explore Mortgage options, and insurances in-line with what I believed my was my budget. How did John Cummins help you? 1 John helped me identify the best mortgage for my needs. This was based on what I was prepared to pay on a monthly basis in payments. As a mature, but unexpected `single` person, John was able to support me through the process, at what was difficult time. He always gave and explained my options, always willing to answer my questions. I felt well supported and in control of my decision making, and able to `buy` mu own house as a `single female`. What is your current situation? Have you seen the outcome you were hoping for? Yes, I am in my home with an affordable mortgage, and peace of mind from the insurance and protection plans that I choose to take out.
Deon, Portishead
What were the circumstances that caused you to look for a Financial adviser? First time house buyers, tried several banks but got refused. So got advised by friends and family to try a mortgage broker. I came across John via Westcoast properties in Portishead. How did John Cummins help you? John was very helpful & reassuring from the offset. We had some quite sensitive debts and John didn't judge us or reject us, as the banks & other mortgage companies did. He gave us hope and found us a brilliant mortgage deal for our circumstances. We had a few hiccups along the way due to credit reports & my partners accounts, as he is self employed. But John remained consistent, informative and thorough throughout the process. His communication was excellent. Thanks John, we have recommended you to friends since :). What is your current situation? Have you seen the outcome you were hoping for? Yes.
Emily, Portishead
What were the circumstances that caused you to look for a Financial adviser? Moving home, mortgage. How did John Cummins help you? John was very precise in finding the right mortgage for our needs, he was very thorough in his work without being intrusive. When our first offer was declined we felt that John went above and beyond to determine why, before persevering to secure it for us. We do not feel that we could have gained the right mortgage had we tried to do so with a different advisor. Moving home is a stressful time and John definitely made it less stressful. What is your current situation? Have you seen the outcome you were hoping for? Yes, we are more than happy with the outcome, we feel without John we wouldn't be where we are now in our new family home. What could they have done better? Nothing. John was incredibly polite, helpful and reliable, he would even answer our phone calls outside of the standard 9-5 hours.
Nick, Portishead
What were the circumstances that caused you to look for a Financial adviser? I was getting my first mortgage and also wanted health and buildings insurance advice. How did John Cummins help you? John was incredibly helpful and was happy to answer all my questions and go through all my options with me to ensure I obtained the best financial products for my needs. What is your current situation? Have you seen the outcome you were hoping for? Yes - everything went through without a hitch and I'm very happy with the results. What could they have done better? I cannot think of any improvements
Helen, Bristol
What were the circumstances that caused you to look for a Financial adviser? re mortgage. How did John Cummins help you? soted out a great deal. What is your current situation? Have you seen the outcome you were hoping for? yes. all done,. What could they have done better? NO, he was on the ball with everything. Meetings, phone calls, keeping me up to date, chasing people etc. Things were done very very quick. i will use him again and i will spread his name. 5 star service all round.
Lee, Weston Super Mare
What were the circumstances that caused you to look for a Financial adviser? My partner and I were looking to purchase our first property. How did John Cummins help you? John helped us to forsee not only the cost of applying for, and owning a mortgage, but also all other costs we would need to take into account with a property, through this he helped us look at our affordability and then was with us every step of the way through the process of us finding and purchasing a property. What is your current situation? Have you seen the outcome you were hoping for? Definitely, without the advice from John we may not have been able to prepare ourselves for the reality of owning our own home. I am now a happy home owner. What could they have done better? I honestly don't think there is anything that John could have done better for us, he even worked outside of 'office hours' to fit with mine and my partners schedules.
Helen D, Weston S Mare
What were the circumstances that caused you to look for a Financial adviser? To free up finances from an existing paid for property in order to purchase a second property. How did John Cummins help you? He listened to what we wanted to achieve and then identified the best way forward to meet our needs. He get us informed at all the key moments and was prepared to respond to any further requests that we made. What is your current situation? Have you seen the outcome you were hoping for? John definitely obtained better products for us than would have been possible if we had done this on our own. We were extremely satisfied with the service provided and we were able to buy the property we wanted and at the location we desired. What could they have done better? Not sure he could have improved the service he provided to us. Maybe provide a booklet of the most popular services for perusal in advance.
Rob, Burnham on sea
What were the circumstances that caused you to look for a Financial adviser? Buying a house. How did John Cummins help you? Provided mortgage advice and insurance protection products. What is your current situation? Have you seen the outcome you were hoping for? Yes. John got us the products we needed at a great price. His customer service was exceptional, and I would not hesitate to recommend him.
Viv, Portidhead
What were the circumstances that caused you to look for a Financial adviser? We needed a mortgage. How did John Cummins help you? He provided advice and options on our mortgage. There were some complications initially and John helped us to overcome these. What is your current situation? Have you seen the outcome you were hoping for? Yes.
Kim Collins, Bath
Where to find us
About us

Out of hours Mortgage & Protection Advice
home visits available covering Bristol, Bath, Portishead, Weston Super Mare, Taunton and surrounding areas. All other areas of the uk covered via phone appointments

Our services

Mortgage & Protection Advice covering Bristol, Bath, Portishead, Weston Super Mare, Taunton and surrounding areas. All other areas covered by phone

Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum mortgage value
£125,000
Compliance

Free initial consultation.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For protection we use a panel of providers selected for their product offering and underwriting claims.

We refer commercial mortgage queries to a master broker.

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