Lloyds Independent Financial Services

Independent financial adviser  19, The Old Orchard, Surrey, GU9 8UR
First meeting at adviser's own cost
We offer fee free 'whole of market' independent financial and mortgage advice.
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying first home
Buying overseas
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 24th January 2022
Meet our advisers
MR Mark Lloyd
Independent Financial Adviser

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

What our clients say
I have been using Lloyds Independent Financial Services for years and cannot recommend them highly enough. Mark always goes the extra mile to make sure that the products/advice is the best out there. Mark really knows his stuff and takes away all of the hassle.
Alex, Godalming
Mark is fantastic. He is incredibly thorough, knowledgeable, responsive and always with a positive attitude. He was very patient throughout our house buying process (we are first time UK buyers). He understood our financial needs, provided us with clear options to choose from, including solicitor recommendation and insurance options. He proactively kept us informed as well as found the best deal for us right up to the very point of exchanging. We couldn't have gotten through this process without Mark and will be recommending him/Lloyds IFS and using him in the future. 5 Stars!!
Alexis, London
Mark was fantastic. He understood our needs, provided us with clear options to choose from and helped us to work through the best product to suit our specific situation. He was fast to respond and kept us updated with progress as we went along, so we always felt informed. All in all, we were very happy with the service and will be both recommending and using Lloyds IFS in the future.
Fiona, Farnham
Mark was recommended to me by a friend (in fact, by four friends who had each used and been delighted with his services). Before then I had always done my own research when choosing my mortgage and two subsequent remortgages. However, I am very glad I chose to turn to the professionals for my third re-mortgage for lots of reasons. Mark was very informative, setting the options out very clearly and using intelligible language. He advised what he thought was best for me in my situation and the current economic climate. He answered all of my questions promptly and patiently, and always with kindness (no question was too daft, or too much trouble!). He corrected some misconceptions I had about 5-yr mortgages. Even when I thought ‘his bit was done’, he kept in touch, for example, to check whether I needed any help completing the online information for the solicitor and to check that I had received various correspondence/confirmations from the mortgage provider. Overall, I found Mark to be efficient, informative, knowledgeable, patient, helpful and friendly, and I will definitely use his services again in the future. I only wish I had known of him for my previous re-mortgages as I think I could have saved some money sooner!
Clare, Woking
About us

We are a family based company providing mortgage and financial advice to clients across Surrey, Hampshire and beyond.

Our services

We will research the entire market for the most competitive and most suitable product for your needs.

We pride ourselves on service and we will arrange to meet and contact you at your convenience or we can discuss your needs over the phone or via email.

With over 20 years of experience in the finance and mortgage industries we have built-up an enviable knowledge of the market.

We pride ourselves on providing ongoing service and always aim to maintain long term relationships with our clients.

Where to find us
Head office address: 19, The Old Orchard, 41 Shortheath Road, Surrey, GU9 8UR
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 24th January 2022

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