Lucid FS

Mortgage Broker (Whole of Market) 43 Broadleas, City of Bristol, Bristol, BS13 7PL
First meeting at adviser's own cost
Response rating
9.0/10
FCA verified
15th October 2018
At Lucid FS, we help people achieve their home buying goals with minimum hassle.
We can advise you on
  • Buy to let
  • First time buyers
  • Flexible
  • High loan to value
  • Remortgage
  • Residential
  • Right to buy
  • Self employed
Meet our advisers
Thomas Crane CeMAP
Mortgage & Protection Adviser
What our clients say
Very friendly chap. Explained everything really clearly. Always available for help. Very knowledgeable overall excellent service.
Gary, Bristol
Tom came to speak to us in the evening so as not to interfere with our busy working day. He has always been there if we needed him to answer questions and allay any doubts or fears, in this process of obtaining a commercial mortgage for our company. Tom is knowledgeable, attentive, honest and always has our best interests at heart, I would wholeheartedly recommend him to anyone looking for a mortgage.
Suzi, Bristol
Thomas advised us on the most appropriate buy to let mortgage, and then assisted us at every stage of the application until completion of the purchase. We were really impressed with the service Thomas provided!
Esther, Bristol
Absolutely happy with the outcome, we are now in our new home and have all finances in place. Tom helped with all the questions we had and provided us with excellent advice.
Emma, Bath
I'm self employed so every day taken off work is a days wage gone. So it was a no brainer for me personally to use a financial advisor. Plus it eliminates all the time that I would have to spend trying to find the best deals. Whereas my advisor would know where the best deals are currently anyway. Tom helped me with a right to buy mortgage application and several insurance policies i.e. buildings and contents, life & employment. I would like to put down a constructive criticism but I'm really struggling to find one so I can't.
Ryan, Bristol
Tom was extremely thorough. He provided high quality advice at a time that suited me - he traveled some 40 miles to speak to me on a bank holiday.
Laura, Bristol
Tom managed to rearrange our life and income protection policies to provide us with a higher level of cover for substantially reduced premiums. I was very happy the service.
Mark, Bristol
Excellent service, he was knowledgeable, approachable, understanding and seemed to know exactly what we wanted and could easily and comprehensively advise us on how to make that happen. Even though we were looking for long term advice (how to save for what we want to get in the next couple of years) he was patient and very helpful. Would fully recommend him
Jess, Bristol
No faults, great service from a guy who clearly knows what he's talking about and what the customer wants!
Vil, Bristol
Tom was both professional and courteous. He explained at great length the options available. Nothing. I cannot recommend Tom higher.
Ed, Bristol
Coming to us on an evening and weekend made the experience very easy for us.
Chris, Bristol
I found Tom so helpful, friendly and nothing was too much trouble. He saved us over £60 a month on our life assurance and I now have peace of mind. Overall experience was excellent
Carolyn, Bristol
Lucid FS were very informative and helped with all my company insurance. Tom was very approachable and had a vast knowledge. It was all completed smoothly and in plenty of time! Definitely recommend Tom for all insurance enquiries
Sarah, Bristol
Tom has made the very stressful process of buying a house a lot easier and smoother than previous experiences! He's flexible, provides very convenient appointments and is always responds promptly to any queries. Would definitely recommend him!
Julian, Bristol
Tom was very helpful and clear.
Jean, Bristol
Tom was very proactive and called 24 hours prior to our appointment to confirm it was still ok for him to visit - this was a nice touch. He was extremely professional in his approach and took time to gain a good understanding of our needs which was very re-assuring. He explained everything very well and gave us lots of options to consider. A very good experience all round.
Ryan, Bristol
Tom has been very professional throughout the process of applying and getting a new mortgage and various other financial services such as life and health insurance! He has also saved us a lot of money! He is friendly, prompt and is happy to explain all the jargon! Thanks Tom!
Emily, Bristol
I would definitely recommend Tom, who made everything easy to understand. Gave excellent service and I would definitely use again.
Ross, Bristol
Tom's service was very convenient, I didn't have to take any time off work for any of the appointments. He was friendly, professional and saved us lots of money.
Sam, Bristol
Tom visited us at home out of working hours which was really good for us. All the appointments and phone calls were conducted this way as we requested which was great. We saved money on our mortgage payments, had enough left over for life assurance and income protection, and reduced the length of the mortgage by 5 years. All in all very happy.
Liz, Bristol
Tom provided me with a fast, friendly service, was very helpful and explained everything with ease. I saved £10 per month on my insurance in minutes!
Scott, Bristol
Tom was very helpful with guiding me towards my financial goals and making it clear to me where I need to be to achieve these goals
Paul, Bristol
Tom was professional, friendly and knowledgeable. He fitted in with us and visited us at home and was flexible around my partner shift pattern. We would definitely use him again!
Zoe, Bristol
Where to find us

43 Broadleas, City of Bristol, Bristol, BS13 7PL

Contact us
About us

At Lucid FS, we’re passionate about helping real people make the right mortgage decisions.

The mortgage industry can be a daunting place. Attempting to navigate the maze-like world of home finance is tricky and time-consuming. Wouldn’t it be nice if there was a friendly expert on hand, who could personally guide you through the process of selecting the right mortgage?

At Lucid FS, that’s what we do. We aren't affiliated with any particular lender, so we won’t try to steer you in a direction that doesn't feel right in your given situation. Our services are all about you, and we believe you deserve to have your preferences and aspirations put first.

We’re an advice service, not just a broker. We never rush you into hasty deals. Our team are here to advise you on the best mortgage for you, based on the things that matter to you most.

Our team has helped hundreds of people to achieve their home buying aspirations through friendly, personalised mortgage advice.

We’d love to hear from you. Get in touch today for a free, no-obligation chat about your mortgage requirements.

Our services

Our service is flexible, friendly and fuss-free. We'll get to know you, find out what you need, then make it happen.

First time buyers - Get your feet firmly on the housing ladder with advice and support for securing your first mortgage

Moving home - Trust our team of professionals to find you the best mortgage for a smooth, stress-free house move

Remortgaging - Minimise risk and avoid financial upheaval with expert advice on remortgaging your home.

We’d love to hear from you. Get in touch today for a free, no-obligation chat about your mortgage requirements.

Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum mortgage value
£0
Compliance

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Some buy-to-let mortgages are not regulated by the FCA.
Lucid FS is a trading style of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority Number 460421. Registered Office: 1st Floor, Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.

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