Michael Thomas - Just Mortgages

Independent mortgage adviser  23 Laxton Gardens, Royal Tunbridge Wells, TN12 6BB
First meeting at adviser's own cost
Taking the stress out of choosing the right mortgage. Providing professional and individual mortgage advice
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying first home
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 26th July 2021
Meet our advisers
Mr Michael Thomas
Mortgage and Protection Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
I recently contacted Michael for some mortgage help.. I know absolutely nothing about mortgages and I couldn’t have found anyone better to help us, he explained everything we needed to know and was just at the end of the phone if we had any questions.. would highly recommend him.. thank you Michael
J Coles, TA24
would like to thank you, very much, for making my mortgage transfer as stress free as you could...I know I had lots of things go wrong, none of which were anything to do with you at all, but you stayed calm with me and made me feel calm in a time when I didn’t know what on earth was going on! You have always been available at the end of a phone for me, and I truly couldn’t have done this without you, so thank you again and I would certainly recommend you to anyone who needs a mortgage broker!!
Suanne, kent
Michael, Thank you for your e-mail. As I indicated to you when we spoke, I found your approach to be frank and honest in dealing with my queries that helped me reach a conclusion which, unfortunately on this occasion, did not lead to a business opportunity for you. I would like to record my thanks to you for your help and have no hesitation in referring others to you should the opportunity arise.
David, TN12
would like to once again thank you for securing our re-mortgage. You have saved us hundreds of pounds and supported us through every step of the way. You have always been prompt and efficient with communication and this has helped reduce the stress of the process. I would highly recommend your services in the future. I will see you again in 5 years!! Regards, Alan
alan, brighton
About us

With over 25 years’ experience in Mortgage Advice, I offer all of my clients a totally personalised
and professional service in all aspects of their mortgage. Whether it be a full involvement in the purchase of a new
property (including negotiating on purchase prices, dealing with chains, dealing with solicitors etc.)* Or re-mortgaging
your property and/or raising funds for any legal purpose. I will be your only point of contact throughout the process.

*The services promoted here are not part of the Openwork offering and are offered in our own right. Openwork Limited
accept no responsibility for this aspect of our business. These products are not regulated by the Financial Conduct

Our services

Our services

• Liaise with estate agents or builders and or solicitors

• Make sure the mortgage I recommend will fit 1st time.

• Review your mortgage every time it’s up for review.

• Make sure you have the right protection so if the worse happens your family will be financially supported.

* Residential Mortgages
* Buy to Let Mortgages (1)
* Life Insurance
* Critical Illness Insurance
* Income Protection
* Buildings & Contents Insurance.
* Accident, Sickness and Unemployment Cover.

(1) Not all Buy to Let mortgages are regulated by the Financial Conduct Authority

Where to find us
Head office address: 23 Laxton Gardens, Royal Tunbridge Wells, TN12 6BB
Service coverage
Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.


Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of Openwork
Limited, which is authorised and regulated by the Financial Conduct Authority.
Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD.
Registered in England No. 2412345

Response rating
FCA authorised
Last authorised 26th July 2021

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