Mortgage Broker (Whole of Market) 38 Kingsway, Essex, Harwich, CO12 3AB
FCA verified
24th June 2019
At Mortgage321 we always try and obtain you a agreed decision within 24 hours of receiving your information.
We can advise you on
  • Bad credit
  • Buy to let
  • Commercial for individuals
  • Equity release
  • First time buyers
  • High loan to value
  • Remortgage
  • Residential
  • Right to buy
  • Self employed
Meet our advisers
Mark Flower
Commercial Mortgage Broker
Matthew Pigrome FPC CeMap
Where to find us

38 Kingsway, Essex, Harwich, CO12 3AB

About us

Mortgage321 advisers offer mortgage advice either face to face, over the phone or by email to suit your needs.

We can search over 10,000 different mortgages from the whole of market to help you find the right mortgage deal and rate for you.

Our mortgage specialists handle everything from initially sourcing you a suitable mortgage product to handling the application process from start to finish, ensuring you gain a mortgage offer quickly.

We will recommend the right mortgage for you whilst listening to your individual needs.

We have a wealth of experience in dealing with mortgage lenders who are more sympathetic towards clients who may have experienced poor credit issues in the past. We maintain excellent relationships with these lenders, to give you the best possible chance of obtaining a mortgage if you have bad credit.

Our services

Specialist in new build property, shred ownership, Government Help to Buy scheme, people with a poor credit background

Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Preferred clients
Minimum mortgage value

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debts secured against it. Securing short term debt against your home could increase the term over which they are paid and therefore increasing the overall amount payable.

*Some products and services listed are not regulated by the Financial Conduct Authority and are available on a referral basis through Ingard Financial Limited and Mortgage321 preferred partners. Commercial mortgages and most buy-to-let and offshore mortgages are not regulated by the Financial Conduct Authority.

​We do not charge a fee for mortgage advice. We charge an administrative fee for processing each of your mortgage contracts. The fee payable may be up to 1% of the mortgage but is typically 0.5% of the amount you borrow from the lender. On the submission of your application £200.00 of this fee is payable. The remainder of the fee is payable ONLY upon your successful receipt of an offer of mortgage from the recommended lender.

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