CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
What our clients say
I'm so glad I found Tom and Novus finance. He has made the process of renewing my mortgage extremely easy and pain free. Tom is extremely diligent and makes an enormous effort with making sure he is getting the right product for you. Thanks again Tom for all your effort and hard work.
Emma James, Kingston upon Thames
Tom Allen has arranged a number of mortgages for us, always finding us what we wanted and on good terms for us. He's hard-working and committed to getting the job done.
Ruth Naylor, London
Tom, we cannot thank you enough for everything you did for us in getting a mortgage for our new home! You made everything so straight forward and made us feel like we were special! Thank you for every call and message and follow up email! You put so much effort and care into our mortgage and at such a stressful time in your career! We cannot thank you enough!
Beth Wylie, Carrick Fergus
The customer experience I received through Ajay Waroo was excellent. Due to the complex nature of my mortgage requirements, Ajay was quick to understand exactly what needed to be done and used his expertise to really get the best deal for me, and in the process save me paying around £10k in ERC fees. I cannot rate Ajay highly enough. I felt very comfortable knowing that this process was in safe hands, at a time where in my personal life things were not so good. Thank you Ajay, you will be hearing from me in 2 years time! :)
Pritesh Devalia, Uxbridge
Jonathan Smith has helped me achieve serial optimum BTL refinancing solutions despite cyclical market wobbles, stamp duty and tax dampeners and endless Brexit uncertainties. It was my lucky day to have Jonathan assigned at Novus Financial Solutions. His understanding of the market achieves fantastic tailored offers and rates for clients. At times for me, via his outstanding judgement and industry contacts, even when the computer wants to say no. Jonathan is also very fair on fees. I recommend him to all who ask.
Anna B, London
I used Ajay as my mortgage broker based on a recommendation. He most certainly lived up to the expectation. Ajay helped both myself and my brother throughout the whole mortgage application and gave us some fantastic financial advice throughout. We weren’t the simplest of cases! As first time buyers we were extremely nervous to start the mortgage process but Ajay made everything a lot simpler. Advice was always prompt and easy to understand (this was so helpful to us as first time buyers). I am so grateful to all the help from Ajay, he was supportive throughout the whole process from beginning to end. Going above and beyond what you’d expect from a normal mortgage broker. I would highly recommend his services at Novus Finance and I will be using him again as my mortgage broker in the future!
Isabella Adams, London
We have known Jonathan Smith over a number of years and he has handled numerous mortgages and re-mortgages for us. Jonathan is highly professional and an expert in his field. Specifically, he researches and finds the best deals suited to our needs. He has extensive market knowledge and works very hard. Jonathan offers a superb service, as he puts us (the client) at the heart of his actions. He goes ‘above and beyond’ what we expect. We highly recommend Jonathan Smith.
Mohammed Sheikh, Nuneaton
Tom Allen has a excellent track record of helping me find mortgages over the past 6 years: a couple of residential mortgages, a portfolio of several buy-to-let properties, and to top it off, a commercial loan for a property management company. Three key attributes mark Tom out as an outstanding mortgage broker. First, he is proactive and efficient. He anticipated what would be needed by the banks and worked with me to gather relevant information and documents ahead of time, resulting in minimal questions during the application process. He could retrieve my P60 in the past 3 years faster than I can. Second, he is detail-oriented and source from the entire market with diligence. On one occasion, he presented a spectrum of lenders ranging from a state bank of an Asian country, a private bank headquartered in another continent, to a building society of a market town, each with its own attributes to select from. Third, which i value most, is that Tom plays fair. When he coul
Eric Teo, London
You have been outstanding in the service you have provided us over the years dealing with the many scenarios we have presented you with. Some easier than others! We wish you every success in your new role and will no doubt be speaking to you in the future.
Shirley & David, Camberley
We are a whole of market mortgage broker who has the knowledge, expertise and contacts to ensure access to a diverse range of lending criteria, at the most competitive rates.
We take the time to discuss your current and future objectives, whilst understanding the importance of building long term relationships. We believe this allows us to recommend the right products for your specific goals.
We offer a mortgage service which is representative of the whole of market. This includes high street banks, private banks, challenger banks, building societies and international lenders. We really feel that having a problem-solving attitude is a huge advantage.
We will do our best to help you no matter what your circumstances.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Overseas mortgages are on a referral basis.
We know what the process looks like, how to best present your circumstances to the banks and how to deal with underwriting. Taking the time to articulate this can be the difference in securing the property you really want because a certain bank may lend more, achieving a lower rate to save your hard earned cash or simply just getting the job done.
Where to find us
Head office address: Senator House, 85 Queen Victoria Street, London, EC4V 4AB
We are equity release and later life mortgage specialists. We are independent and have access to every UK later life lender. We are passionate about what we do and have been recognised as one of the top three equity release brokers in the UK.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting. Any decision to transact business is made by you on the basis
of your own enquiries.
To check that an adviser is regulated, you can contact the relevant regulatory or professional body.